![Tom Brady [Reactive Blue Mosaic] #186 (Football Cards 2021 Panini Mosaic) — is it worth grading?](https://i.ebayimg.com/images/g/NsoAAeSwFuJqWCuA/s-l1600.jpg)
Is Tom Brady [Reactive Blue Mosaic] #186 worth grading?
Football · Football Cards 2021 Panini Mosaic · full price guide →
Strong grading candidate — 6.5× premium in PSA 10
A PSA 10 Tom Brady [Reactive Blue Mosaic] #186 sells for $64.94 against $9.99 raw: a $54.95 spread, 6.5× the ungraded price. A PSA 9 ($22.88) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $9.99
- PSA 10
- $64.94
- PSA 9
- $22.88
- Gem premium
- 6.5×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $64.94 | +$29.95 | +$4.95 | −$95.05 |
| PSA 9 | $22.88 | −$12.11 | −$37.11 | −$137 |
| PSA 8 | $8.35 | −$26.64 | −$51.64 | −$152 |
Net = sale price − $9.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $33.39 | −$26.60 |
| 50% | $43.91 | −$16.08 |
| 75% | $54.42 | −$5.57 |
Break-even gem rate at the standard fee: about 88%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $84.00 | best | 55/45 | 70/30 |
| PSA 10 | $64.94 | −$19.06 | 55/45 | 75/25 |
| CGC 10 | $39.00 | −$45.00 | 55/45 | 75/25 |
| SGC 10 | $37.99 | −$46.01 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Other 2021 Panini Mosaic cards worth checking
Full set checklist →![Justin Fields [Gold Mosaic] #304 2021 Panini Mosaic card](https://i.ebayimg.com/images/g/0OoAAOSw5Kxm9PVs/s-l500.jpg)
![Tom Brady [Gold Mosaic] #137 2021 Panini Mosaic card](https://i.ebayimg.com/images/g/9TgAAeSw9EVo2AK7/s-l500.jpg)
![Trevor Lawrence [White Sparkle] #301 2021 Panini Mosaic card](https://i.ebayimg.com/images/g/bdYAAeSwhIJp2YqR/s-l500.jpg)
Grading Tom Brady [Reactive Blue Mosaic] #186 — FAQ
Is Tom Brady [Reactive Blue Mosaic] #186 worth grading?
A PSA 10 Tom Brady [Reactive Blue Mosaic] #186 sells for $64.94 against $9.99 raw: a $54.95 spread, 6.5× the ungraded price. A PSA 9 ($22.88) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tom Brady [Reactive Blue Mosaic] #186 worth compared with raw?
A PSA 10 Tom Brady [Reactive Blue Mosaic] #186 (Football Cards 2021 Panini Mosaic) sells for about $64.94 versus $9.99 for a raw near-mint copy — a 6.5× premium as of Sep 4, 2026.
Which grading company is best for Tom Brady [Reactive Blue Mosaic] #186?
By resale value, BGS 10 leads at $84.00, ahead of PSA 10 at $64.94. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tom Brady [Reactive Blue Mosaic] #186 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Tom Brady [Reactive Blue Mosaic] #186 break even?
At a standard ~$50 fee, submitting Tom Brady [Reactive Blue Mosaic] #186 breaks even when it gems about 88% of the time (a miss assumed to sell at the PSA 9 price of $22.88).
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