![Tom Brady [Genesis] #281 (Football Cards 2021 Panini Mosaic) — is it worth grading?](https://i.ebayimg.com/images/g/iWkAAeSwXWBqS6HJ/s-l1600.jpg)
Is Tom Brady [Genesis] #281 worth grading?
Football · Football Cards 2021 Panini Mosaic · full price guide →
Worth grading only if it gems
A PSA 10 Tom Brady [Genesis] #281 brings $300 versus $209 raw — a $90.65 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($194) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $209
- PSA 10
- $300
- PSA 9
- $194
- Gem premium
- 1.4×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $300 | +$65.65 | +$40.65 | −$59.35 |
| PSA 9 | $194 | −$40.21 | −$65.21 | −$165 |
| PSA 8 | $130 | −$104 | −$129 | −$229 |
Net = sale price − $209 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $221 | −$38.75 |
| 50% | $247 | −$12.28 |
| 75% | $274 | +$14.19 |
Break-even gem rate at the standard fee: about 62%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $390 | best | 55/45 | 70/30 |
| PSA 10 | $300 | −$89.97 | 55/45 | 75/25 |
| CGC 10 | $180 | −$210 | 55/45 | 75/25 |
| SGC 10 | $180 | −$210 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2021 Panini Mosaic cards worth checking
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![Tom Brady [Gold Mosaic] #137 2021 Panini Mosaic card](https://i.ebayimg.com/images/g/9TgAAeSw9EVo2AK7/s-l500.jpg)
![Trevor Lawrence [White Sparkle] #301 2021 Panini Mosaic card](https://i.ebayimg.com/images/g/bdYAAeSwhIJp2YqR/s-l500.jpg)
Grading Tom Brady [Genesis] #281 — FAQ
Is Tom Brady [Genesis] #281 worth grading?
A PSA 10 Tom Brady [Genesis] #281 brings $300 versus $209 raw — a $90.65 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($194) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 Tom Brady [Genesis] #281 worth compared with raw?
A PSA 10 Tom Brady [Genesis] #281 (Football Cards 2021 Panini Mosaic) sells for about $300 versus $209 for a raw near-mint copy — a 1.4× premium as of Sep 4, 2026.
Which grading company is best for Tom Brady [Genesis] #281?
By resale value, BGS 10 leads at $390, ahead of PSA 10 at $300. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tom Brady [Genesis] #281 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Tom Brady [Genesis] #281 break even?
At a standard ~$50 fee, submitting Tom Brady [Genesis] #281 breaks even when it gems about 62% of the time (a miss assumed to sell at the PSA 9 price of $194).
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