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Is Jay Novacek #109 worth grading?

Football · Football Cards 1991 Upper Deck · full price guide →

Worth grading only if it gems

A PSA 10 Jay Novacek #109 brings $27.95 versus $0.99 raw — a $26.96 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($9.95) only about breaks even after fees, so the case rests on gemming.

Raw (NM)
$0.99
PSA 10
$27.95
PSA 9
$9.95
Gem premium
28×
As of
Sep 3, 2026

Break-even by outcome and fee

Jay Novacek #109: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$27.95+$1.96−$23.04−$123
PSA 9$9.95−$16.04−$41.04−$141

Net = sale price − $0.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Jay Novacek #109: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$14.45−$36.54
50%$18.95−$32.04
75%$23.45−$27.54

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Which grader pays the most — and what a 10 takes

All centering standards
Jay Novacek #109: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$36.00best55/4570/30
PSA 10$27.95−$8.0555/4575/25
CGC 10$17.00−$19.0055/4575/25
SGC 10$17.00−$19.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Jay Novacek #109 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$27.95$17.00$36.00$17.00
9.5$11.00
9$9.95

Swipe the table for the other grading companies →

Run your own numbers

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Grading Jay Novacek #109 — FAQ

Is Jay Novacek #109 worth grading?

A PSA 10 Jay Novacek #109 brings $27.95 versus $0.99 raw — a $26.96 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($9.95) only about breaks even after fees, so the case rests on gemming.

How much is a PSA 10 Jay Novacek #109 worth compared with raw?

A PSA 10 Jay Novacek #109 (Football Cards 1991 Upper Deck) sells for about $27.95 versus $0.99 for a raw near-mint copy — a 28× premium as of Sep 3, 2026.

Which grading company is best for Jay Novacek #109?

By resale value, BGS 10 leads at $36.00, ahead of PSA 10 at $27.95. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Jay Novacek #109 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

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