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Michael Harris #BDC-86 (Baseball Cards 2021 Bowman Draft Chrome) — is it worth grading?

Is Michael Harris #BDC-86 worth grading?

Baseball · Baseball Cards 2021 Bowman Draft Chrome · full price guide →

Grading rarely pays for this card

PSA 10 copies of Michael Harris #BDC-86 sell for $20.88, only $19.73 above the $1.15 raw price — less than an economy-tier grading fee. A PSA 9 ($12.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$1.15
PSA 10
$20.88
PSA 9
$12.00
Gem premium
18×
As of
Sep 4, 2026

Break-even by outcome and fee

Michael Harris #BDC-86: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$20.88−$5.27−$30.27−$130
PSA 9$12.00−$14.15−$39.15−$139
PSA 8$5.90−$20.25−$45.25−$145

Net = sale price − $1.15 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Michael Harris #BDC-86: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$14.22−$36.93
50%$16.44−$34.71
75%$18.66−$32.49

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Which grader pays the most — and what a 10 takes

All centering standards →
Michael Harris #BDC-86: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$27.00best55/4570/30
PSA 10$20.88−$6.1255/4575/25
CGC 10$13.00−$14.0055/4575/25
SGC 10$13.00−$14.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Michael Harris #BDC-86 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$20.88$13.00$27.00$13.00—
9.5————$16.92
9————$12.00
8————$5.90
7————$4.75

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2021 Bowman Draft Chrome cards worth checking

Full set checklist →

Grading Michael Harris #BDC-86 — FAQ

Is Michael Harris #BDC-86 worth grading?

PSA 10 copies of Michael Harris #BDC-86 sell for $20.88, only $19.73 above the $1.15 raw price — less than an economy-tier grading fee. A PSA 9 ($12.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

How much is a PSA 10 Michael Harris #BDC-86 worth compared with raw?

A PSA 10 Michael Harris #BDC-86 (Baseball Cards 2021 Bowman Draft Chrome) sells for about $20.88 versus $1.15 for a raw near-mint copy — a 18× premium as of Sep 4, 2026.

Which grading company is best for Michael Harris #BDC-86?

By resale value, BGS 10 leads at $27.00, ahead of PSA 10 at $20.88. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Michael Harris #BDC-86 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

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