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Derrick Thomas #404 (Football Cards 1991 Upper Deck) — is it worth grading?

Is Derrick Thomas #404 worth grading?

Football · Football Cards 1991 Upper Deck · full price guide →

Worth grading only if it gems

A PSA 10 Derrick Thomas #404 brings $31.53 versus $1.54 raw — a $29.99 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($12.10) only about breaks even after fees, so the case rests on gemming.

Raw (NM)
$1.54
PSA 10
$31.53
PSA 9
$12.10
Gem premium
20×
As of
Jul 11, 2026

Break-even by outcome and fee

Derrick Thomas #404: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$31.53+$4.99−$20.01−$120
PSA 9$12.10−$14.44−$39.44−$139
PSA 8$9.66−$16.88−$41.88−$142

Net = sale price − $1.54 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Derrick Thomas #404: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$16.96−$34.58
50%$21.82−$29.72
75%$26.67−$24.87

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Which grader pays the most — and what a 10 takes

All centering standards
Derrick Thomas #404: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$41.00best55/4570/30
PSA 10$31.53−$9.4755/4575/25
CGC 10$19.00−$22.0055/4575/25
SGC 10$19.00−$22.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Derrick Thomas #404 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$31.53$19.00$41.00$19.00
9.5$31.00
9$12.10
8$9.66

Swipe the table for the other grading companies →

Run your own numbers

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Other 1991 Upper Deck cards worth checking

Full set checklist

Grading Derrick Thomas #404 — FAQ

Is Derrick Thomas #404 worth grading?

A PSA 10 Derrick Thomas #404 brings $31.53 versus $1.54 raw — a $29.99 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($12.10) only about breaks even after fees, so the case rests on gemming.

How much is a PSA 10 Derrick Thomas #404 worth compared with raw?

A PSA 10 Derrick Thomas #404 (Football Cards 1991 Upper Deck) sells for about $31.53 versus $1.54 for a raw near-mint copy — a 20× premium as of Jul 11, 2026.

Which grading company is best for Derrick Thomas #404?

By resale value, BGS 10 leads at $41.00, ahead of PSA 10 at $31.53. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Derrick Thomas #404 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

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