Midpoint - Card Centering Tool

Is Toady TERRY #109a worth grading?

Garbage Pail Kids · 1986 Garbage Pail Kids · full price guide →

Strong grading candidate — 27× premium in PSA 10

A PSA 10 Toady TERRY #109a sells for $76.11 against $2.87 raw: a $73.24 spread, 27× the ungraded price. A PSA 9 ($25.50) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$2.87
PSA 10
$76.11
PSA 9
$25.50
Gem premium
27×
As of
Aug 16, 2026

Break-even by outcome and fee

Toady TERRY #109a: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$76.11+$48.24+$23.24−$76.76
PSA 9$25.50−$2.37−$27.37−$127
PSA 8$12.79−$15.08−$40.08−$140

Net = sale price − $2.87 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Toady TERRY #109a: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$38.15−$14.72
50%$50.80−$2.06
75%$63.46+$10.59

Break-even gem rate at the standard fee: about 54%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards
Toady TERRY #109a: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$99.00best55/4570/30
PSA 10$76.11−$22.8955/4575/25
CGC 10$46.00−$53.0055/4575/25
SGC 10$46.00−$53.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Toady TERRY #109a graded prices by company and grade
GradePSACGCBGSSGCGraded
10$76.11$46.00$99.00$46.00
9.5$28.00
9$25.50
8$12.79
7$10.00

Run your own numbers

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Enter the seller’s asking price to see your net outcome per grade.

Other 1986 Garbage Pail Kids cards worth checking

Full set checklist

Grading Toady TERRY #109a — FAQ

Is Toady TERRY #109a worth grading?

A PSA 10 Toady TERRY #109a sells for $76.11 against $2.87 raw: a $73.24 spread, 27× the ungraded price. A PSA 9 ($25.50) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Toady TERRY #109a worth compared with raw?

A PSA 10 Toady TERRY #109a (1986 Garbage Pail Kids) sells for about $76.11 versus $2.87 for a raw near-mint copy — a 27× premium as of Aug 16, 2026.

Which grading company is best for Toady TERRY #109a?

By resale value, BGS 10 leads at $99.00, ahead of PSA 10 at $76.11. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Toady TERRY #109a need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Toady TERRY #109a break even?

At a standard ~$50 fee, submitting Toady TERRY #109a breaks even when it gems about 54% of the time (a miss assumed to sell at the PSA 9 price of $25.50).

Is your Garbage Pail Kids card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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