Is Swell MEL [Glossy] #20a worth grading?
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Worth grading — even a PSA 9 beats raw
A PSA 10 Swell MEL [Glossy] #20a sells for $1,525 against $13.96 raw: a $1,511 spread, 109× the ungraded price. Even a PSA 9 ($121) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $13.96
- PSA 10
- $1,525
- PSA 9
- $121
- Gem premium
- 109×
- As of
- Aug 16, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $1,525 | +$1,486 | +$1,461 | +$1,361 |
| PSA 9 | $121 | +$81.87 | +$56.87 | −$43.13 |
| PSA 8 | $76.50 | +$37.54 | +$12.54 | −$87.46 |
Net = sale price − $13.96 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $472 | +$408 |
| 50% | $823 | +$759 |
| 75% | $1,174 | +$1,110 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $1,983 | best | 55/45 | 70/30 |
| PSA 10 | $1,525 | −$458 | 55/45 | 75/25 |
| CGC 10 | $915 | −$1,068 | 55/45 | 75/25 |
| SGC 10 | $915 | −$1,068 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $1,525 | $915 | $1,983 | $915 | — |
| 9.5 | — | — | — | — | $133 |
| 9 | — | — | — | — | $121 |
| 8 | — | — | — | — | $76.50 |
| 7 | — | — | — | — | $44.00 |
Run your own numbers
Should I pay this?
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Other 1985 Garbage Pail Kids cards worth checking
Full set checklist →Grading Swell MEL [Glossy] #20a — FAQ
Is Swell MEL [Glossy] #20a worth grading?
A PSA 10 Swell MEL [Glossy] #20a sells for $1,525 against $13.96 raw: a $1,511 spread, 109× the ungraded price. Even a PSA 9 ($121) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Swell MEL [Glossy] #20a worth compared with raw?
A PSA 10 Swell MEL [Glossy] #20a (1985 Garbage Pail Kids) sells for about $1,525 versus $13.96 for a raw near-mint copy — a 109× premium as of Aug 16, 2026.
Which grading company is best for Swell MEL [Glossy] #20a?
By resale value, BGS 10 leads at $1,983, ahead of PSA 10 at $1,525. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Swell MEL [Glossy] #20a need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your Garbage Pail Kids card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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