Is Pat McAfee #120 worth grading?
Football · Football Cards 2019 Panini Gold Standard · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Pat McAfee #120 sells for $103 against $37.91 raw: a $65.09 spread, 2.7× the ungraded price. Even a PSA 9 ($93.93) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $37.91
- Grade 9.5
- $103
- PSA 9
- $93.93
- Gem premium
- 2.7×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $103 | +$40.09 | +$15.09 | −$84.91 |
| PSA 9 | $93.93 | +$31.02 | +$6.02 | −$93.98 |
| PSA 8 | $77.48 | +$14.57 | −$10.43 | −$110 |
Net = sale price − $37.91 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $96.20 | +$8.29 |
| 50% | $98.47 | +$10.56 |
| 75% | $101 | +$12.82 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| SGC 10 | $100 | best | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2019 Panini Gold Standard cards worth checking
Full set checklist →Grading Pat McAfee #120 — FAQ
Is Pat McAfee #120 worth grading?
A Grade 9.5 Pat McAfee #120 sells for $103 against $37.91 raw: a $65.09 spread, 2.7× the ungraded price. Even a PSA 9 ($93.93) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
What centering does Pat McAfee #120 need for a SGC 10?
SGC publishes 55/45 front and 75/25 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Best on iPhone & Android
Check your football card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
