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Walter Payton #DT-13 (Football Cards 2021 Panini Donruss Downtown) — is it worth grading?

Is Walter Payton #DT-13 worth grading?

Football · Football Cards 2021 Panini Donruss Downtown · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Walter Payton #DT-13 sells for $3,450 against $900 raw: a $2,550 spread, 3.8× the ungraded price. Even a PSA 9 ($1,662) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$900
PSA 10
$3,450
PSA 9
$1,662
Gem premium
3.8×
As of
Sep 4, 2026

Break-even by outcome and fee

Walter Payton #DT-13: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$3,450+$2,525+$2,500+$2,400
PSA 9$1,662+$737+$712+$612
PSA 8$1,173+$248+$223+$123

Net = sale price − $900 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Walter Payton #DT-13: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$2,109+$1,159
50%$2,556+$1,606
75%$3,003+$2,053

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Which grader pays the most — and what a 10 takes

All centering standards →
Walter Payton #DT-13: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$4,485best55/4570/30
PSA 10$3,450−$1,03555/4575/25
SGC 10$2,400−$2,08555/4575/25
CGC 10$2,070−$2,41555/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Walter Payton #DT-13 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$3,450$2,070$4,485$2,400—
9.5————$2,733
9————$1,662
8————$1,173

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2021 Panini Donruss Downtown cards worth checking

Full set checklist →

Grading Walter Payton #DT-13 — FAQ

Is Walter Payton #DT-13 worth grading?

A PSA 10 Walter Payton #DT-13 sells for $3,450 against $900 raw: a $2,550 spread, 3.8× the ungraded price. Even a PSA 9 ($1,662) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Walter Payton #DT-13 worth compared with raw?

A PSA 10 Walter Payton #DT-13 (Football Cards 2021 Panini Donruss Downtown) sells for about $3,450 versus $900 for a raw near-mint copy — a 3.8× premium as of Sep 4, 2026.

Which grading company is best for Walter Payton #DT-13?

By resale value, BGS 10 leads at $4,485, ahead of PSA 10 at $3,450. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Walter Payton #DT-13 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

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