![Florian Wirtz [Blue Wave Refractor] #64 (Soccer Cards 2020 Topps Finest Bundesliga) — is it worth grading?](https://i.ebayimg.com/images/g/yucAAeSwbUdok73k/s-l1600.jpg)
Is Florian Wirtz [Blue Wave Refractor] #64 worth grading?
Soccer · Soccer Cards 2020 Topps Finest Bundesliga · full price guide →
Worth grading only if it gems
A PSA 10 Florian Wirtz [Blue Wave Refractor] #64 brings $114 versus $68.75 raw — a $44.75 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($66.18) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $68.75
- PSA 10
- $114
- PSA 9
- $66.18
- Gem premium
- 1.7×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $114 | +$19.75 | −$5.25 | −$105 |
| PSA 9 | $66.18 | −$27.57 | −$52.57 | −$153 |
Net = sale price − $68.75 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $78.01 | −$40.74 |
| 50% | $89.84 | −$28.91 |
| 75% | $102 | −$17.08 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $148 | best | 55/45 | 70/30 |
| SGC 10 | $125 | −$23.00 | 55/45 | 75/25 |
| PSA 10 | $114 | −$34.50 | 55/45 | 75/25 |
| CGC 10 | $68.00 | −$80.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2020 Topps Finest Bundesliga cards worth checking
Full set checklist →![Florian Wirtz [Orange Refractor] #64 2020 Topps Finest Bundesliga card](https://i.ebayimg.com/images/g/Uq8AAeSwhINqWkYQ/s-l500.jpg)
![Jamal Musiala [Green Refractor] #82 2020 Topps Finest Bundesliga card](https://i.ebayimg.com/images/g/BJUAAeSwQERqNu39/s-l500.jpg)
![Florian Wirtz [Green Wave Refractor] #64 2020 Topps Finest Bundesliga card](https://i.ebayimg.com/images/g/8~cAAeSwWvdpOs6j/s-l500.jpg)
![Florian Wirtz [Gold Refractor] #64 2020 Topps Finest Bundesliga card](https://i.ebayimg.com/images/g/~nUAAeSwm6tqSnJl/s-l500.jpg)
![Florian Wirtz [Green Refractor] #64 2020 Topps Finest Bundesliga card](https://i.ebayimg.com/images/g/7vcAAeSwHJ5qNuhH/s-l500.jpg)
Grading Florian Wirtz [Blue Wave Refractor] #64 — FAQ
Is Florian Wirtz [Blue Wave Refractor] #64 worth grading?
A PSA 10 Florian Wirtz [Blue Wave Refractor] #64 brings $114 versus $68.75 raw — a $44.75 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($66.18) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 Florian Wirtz [Blue Wave Refractor] #64 worth compared with raw?
A PSA 10 Florian Wirtz [Blue Wave Refractor] #64 (Soccer Cards 2020 Topps Finest Bundesliga) sells for about $114 versus $68.75 for a raw near-mint copy — a 1.7× premium as of Sep 3, 2026.
Which grading company is best for Florian Wirtz [Blue Wave Refractor] #64?
By resale value, BGS 10 leads at $148, ahead of SGC 10 at $125. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Florian Wirtz [Blue Wave Refractor] #64 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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