![Erling Haaland [Refractor] #31 (Soccer Cards 2020 Topps Finest Bundesliga) — is it worth grading?](https://i.ebayimg.com/images/g/M94AAOSw0HFnCX8d/s-l1600.jpg)
Is Erling Haaland [Refractor] #31 worth grading?
Soccer · Soccer Cards 2020 Topps Finest Bundesliga · full price guide →
Strong grading candidate — 9.7× premium in PSA 10
A PSA 10 Erling Haaland [Refractor] #31 sells for $70.25 against $7.22 raw: a $63.03 spread, 9.7× the ungraded price. A PSA 9 ($16.87) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $7.22
- PSA 10
- $70.25
- PSA 9
- $16.87
- Gem premium
- 9.7×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $70.25 | +$38.03 | +$13.03 | −$86.97 |
| PSA 9 | $16.87 | −$15.35 | −$40.35 | −$140 |
| PSA 8 | $10.05 | −$22.17 | −$47.17 | −$147 |
Net = sale price − $7.22 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $30.21 | −$27.00 |
| 50% | $43.56 | −$13.66 |
| 75% | $56.91 | −$0.31 |
Break-even gem rate at the standard fee: about 76%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $91.00 | best | 55/45 | 70/30 |
| PSA 10 | $70.25 | −$20.75 | 55/45 | 75/25 |
| CGC 10 | $42.00 | −$49.00 | 55/45 | 75/25 |
| SGC 10 | $42.00 | −$49.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Erling Haaland [Refractor] #31 — FAQ
Is Erling Haaland [Refractor] #31 worth grading?
A PSA 10 Erling Haaland [Refractor] #31 sells for $70.25 against $7.22 raw: a $63.03 spread, 9.7× the ungraded price. A PSA 9 ($16.87) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Erling Haaland [Refractor] #31 worth compared with raw?
A PSA 10 Erling Haaland [Refractor] #31 (Soccer Cards 2020 Topps Finest Bundesliga) sells for about $70.25 versus $7.22 for a raw near-mint copy — a 9.7× premium as of Sep 4, 2026.
Which grading company is best for Erling Haaland [Refractor] #31?
By resale value, BGS 10 leads at $91.00, ahead of PSA 10 at $70.25. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Erling Haaland [Refractor] #31 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Erling Haaland [Refractor] #31 break even?
At a standard ~$50 fee, submitting Erling Haaland [Refractor] #31 breaks even when it gems about 76% of the time (a miss assumed to sell at the PSA 9 price of $16.87).
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