Is Joe Montana #408 worth grading?
Football · Football Cards 1991 Fleer · full price guide →
Strong grading candidate — 42× premium in PSA 10
A PSA 10 Joe Montana #408 sells for $55.85 against $1.32 raw: a $54.53 spread, 42× the ungraded price. A PSA 9 ($14.78) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.32
- PSA 10
- $55.85
- PSA 9
- $14.78
- Gem premium
- 42×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $55.85 | +$29.53 | +$4.53 | −$95.47 |
| PSA 9 | $14.78 | −$11.54 | −$36.54 | −$137 |
| PSA 8 | $2.25 | −$24.07 | −$49.07 | −$149 |
Net = sale price − $1.32 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $25.05 | −$26.27 |
| 50% | $35.31 | −$16.01 |
| 75% | $45.58 | −$5.74 |
Break-even gem rate at the standard fee: about 89%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $73.00 | best | 55/45 | 70/30 |
| PSA 10 | $55.85 | −$17.15 | 55/45 | 75/25 |
| CGC 10 | $34.00 | −$39.00 | 55/45 | 75/25 |
| SGC 10 | $34.00 | −$39.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading Joe Montana #408 — FAQ
Is Joe Montana #408 worth grading?
A PSA 10 Joe Montana #408 sells for $55.85 against $1.32 raw: a $54.53 spread, 42× the ungraded price. A PSA 9 ($14.78) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Joe Montana #408 worth compared with raw?
A PSA 10 Joe Montana #408 (Football Cards 1991 Fleer) sells for about $55.85 versus $1.32 for a raw near-mint copy — a 42× premium as of Sep 4, 2026.
Which grading company is best for Joe Montana #408?
By resale value, BGS 10 leads at $73.00, ahead of PSA 10 at $55.85. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Joe Montana #408 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Joe Montana #408 break even?
At a standard ~$50 fee, submitting Joe Montana #408 breaks even when it gems about 89% of the time (a miss assumed to sell at the PSA 9 price of $14.78).
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