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Is Derek Harper #86 worth grading?

Basketball · Basketball Cards 1990 Hoops · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Derek Harper #86 sell for $7.00, only $5.86 above the $1.14 raw price — less than an economy-tier grading fee. A PSA 9 ($6.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$1.14
Grade 9.5
$7.00
PSA 9
$6.00
Gem premium
6.1×
As of
Sep 3, 2026

Break-even by outcome and fee

Derek Harper #86: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$7.00−$19.14−$44.14−$144
PSA 9$6.00−$20.14−$45.14−$145
PSA 8$5.77−$20.37−$45.37−$145

Net = sale price − $1.14 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Derek Harper #86: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$6.25−$44.89
50%$6.50−$44.64
75%$6.75−$44.39

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Derek Harper #86 graded prices by company and grade
GradeGraded
9.5$7.00
9$6.00
8$5.77

Run your own numbers

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Grading Derek Harper #86 — FAQ

Is Derek Harper #86 worth grading?

Grade 9.5 copies of Derek Harper #86 sell for $7.00, only $5.86 above the $1.14 raw price — less than an economy-tier grading fee. A PSA 9 ($6.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

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