Is Lionel Messi [Gold Refractor] #FF-LM worth grading?
Soccer · Soccer Cards 2019 Topps Chrome UEFA Champions League Footballer Flash · full price guide →
Worth grading only if it gems
A PSA 10 Lionel Messi [Gold Refractor] #FF-LM brings $578 versus $432 raw — a $146 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($185) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $432
- PSA 10
- $578
- PSA 9
- $185
- Gem premium
- 1.3×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $578 | +$121 | +$96.02 | −$3.98 |
| PSA 9 | $185 | −$272 | −$297 | −$397 |
Net = sale price − $432 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $283 | −$199 |
| 50% | $381 | −$100 |
| 75% | $480 | −$2.24 |
Break-even gem rate at the standard fee: about 76%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $751 | best | 55/45 | 70/30 |
| PSA 10 | $578 | −$173 | 55/45 | 75/25 |
| CGC 10 | $347 | −$404 | 55/45 | 75/25 |
| SGC 10 | $347 | −$404 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2019 Topps Chrome UEFA Champions League Footballer Flash cards worth checking
Full set checklist →![Erling Haaland [Gold Refractor] #FF-EH 2019 Topps Chrome UEFA Champions League Footballer Flash card](https://i.ebayimg.com/images/g/ZE0AAeSwS~9qSDHE/s-l500.jpg)
Grading Lionel Messi [Gold Refractor] #FF-LM — FAQ
Is Lionel Messi [Gold Refractor] #FF-LM worth grading?
A PSA 10 Lionel Messi [Gold Refractor] #FF-LM brings $578 versus $432 raw — a $146 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($185) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 Lionel Messi [Gold Refractor] #FF-LM worth compared with raw?
A PSA 10 Lionel Messi [Gold Refractor] #FF-LM (Soccer Cards 2019 Topps Chrome UEFA Champions League Footballer Flash) sells for about $578 versus $432 for a raw near-mint copy — a 1.3× premium as of Sep 4, 2026.
Which grading company is best for Lionel Messi [Gold Refractor] #FF-LM?
By resale value, BGS 10 leads at $751, ahead of PSA 10 at $578. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Lionel Messi [Gold Refractor] #FF-LM need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Lionel Messi [Gold Refractor] #FF-LM break even?
At a standard ~$50 fee, submitting Lionel Messi [Gold Refractor] #FF-LM breaks even when it gems about 76% of the time (a miss assumed to sell at the PSA 9 price of $185).
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