![Zack Steffen [Refractor] #76 (Soccer Cards 2019 Topps Chrome Bundesliga) — is it worth grading?](https://i.ebayimg.com/images/g/8~sAAeSwp2Jp7Ua3/s-l1600.jpg)
Is Zack Steffen [Refractor] #76 worth grading?
Soccer · Soccer Cards 2019 Topps Chrome Bundesliga · full price guide →
Grading rarely pays for this card
PSA 10 copies of Zack Steffen [Refractor] #76 sell for $4.38, only $1.87 above the $2.51 raw price — less than an economy-tier grading fee. A PSA 9 ($2.15) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $2.51
- PSA 10
- $4.38
- PSA 9
- $2.15
- Gem premium
- 1.7×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $4.38 | −$23.13 | −$48.13 | −$148 |
| PSA 9 | $2.15 | −$25.36 | −$50.36 | −$150 |
Net = sale price − $2.51 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $2.71 | −$49.80 |
| 50% | $3.26 | −$49.24 |
| 75% | $3.82 | −$48.69 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $6.00 | best | 55/45 | 70/30 |
| PSA 10 | $4.38 | −$1.62 | 55/45 | 75/25 |
| CGC 10 | $3.00 | −$3.00 | 55/45 | 75/25 |
| SGC 10 | $3.00 | −$3.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Zack Steffen [Refractor] #76 — FAQ
Is Zack Steffen [Refractor] #76 worth grading?
PSA 10 copies of Zack Steffen [Refractor] #76 sell for $4.38, only $1.87 above the $2.51 raw price — less than an economy-tier grading fee. A PSA 9 ($2.15) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
How much is a PSA 10 Zack Steffen [Refractor] #76 worth compared with raw?
A PSA 10 Zack Steffen [Refractor] #76 (Soccer Cards 2019 Topps Chrome Bundesliga) sells for about $4.38 versus $2.51 for a raw near-mint copy — a 1.7× premium as of Sep 3, 2026.
Which grading company is best for Zack Steffen [Refractor] #76?
By resale value, BGS 10 leads at $6.00, ahead of PSA 10 at $4.38. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Zack Steffen [Refractor] #76 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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