Is Kai Havertz [Gold Refractor] #12 worth grading?
Soccer · Soccer Cards 2018 Topps Chrome Bundesliga · full price guide →
Worth grading only if it gems
A PSA 10 Kai Havertz [Gold Refractor] #12 brings $453 versus $366 raw — a $86.68 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($238) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $366
- PSA 10
- $453
- PSA 9
- $238
- Gem premium
- 1.2×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $453 | +$61.68 | +$36.68 | −$63.32 |
| PSA 9 | $238 | −$153 | −$178 | −$278 |
Net = sale price − $366 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $292 | −$125 |
| 50% | $345 | −$70.90 |
| 75% | $399 | −$17.11 |
Break-even gem rate at the standard fee: about 83%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $589 | best | 55/45 | 70/30 |
| PSA 10 | $453 | −$136 | 55/45 | 75/25 |
| CGC 10 | $272 | −$317 | 55/45 | 75/25 |
| SGC 10 | $272 | −$317 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2018 Topps Chrome Bundesliga cards worth checking
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Grading Kai Havertz [Gold Refractor] #12 — FAQ
Is Kai Havertz [Gold Refractor] #12 worth grading?
A PSA 10 Kai Havertz [Gold Refractor] #12 brings $453 versus $366 raw — a $86.68 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($238) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 Kai Havertz [Gold Refractor] #12 worth compared with raw?
A PSA 10 Kai Havertz [Gold Refractor] #12 (Soccer Cards 2018 Topps Chrome Bundesliga) sells for about $453 versus $366 for a raw near-mint copy — a 1.2× premium as of Sep 4, 2026.
Which grading company is best for Kai Havertz [Gold Refractor] #12?
By resale value, BGS 10 leads at $589, ahead of PSA 10 at $453. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Kai Havertz [Gold Refractor] #12 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Kai Havertz [Gold Refractor] #12 break even?
At a standard ~$50 fee, submitting Kai Havertz [Gold Refractor] #12 breaks even when it gems about 83% of the time (a miss assumed to sell at the PSA 9 price of $238).
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