MidpointCard Centering Grading Portfolio App
Trey Lance [Xtra Points Signature Premium Red] #204 (Football Cards 2021 Panini Prestige) — is it worth grading?

Is Trey Lance [Xtra Points Signature Premium Red] #204 worth grading?

Football · Football Cards 2021 Panini Prestige · full price guide →

Strong grading candidate — 7.9× premium in PSA 10

A PSA 10 Trey Lance [Xtra Points Signature Premium Red] #204 sells for $198 against $24.99 raw: a $173 spread, 7.9× the ungraded price. A PSA 9 ($32.61) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$24.99
PSA 10
$198
PSA 9
$32.61
Gem premium
7.9×
As of
Sep 4, 2026

Break-even by outcome and fee

Trey Lance [Xtra Points Signature Premium Red] #204: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$198+$148+$123+$22.84
PSA 9$32.61−$17.38−$42.38−$142
PSA 8$24.41−$25.58−$50.58−$151

Net = sale price − $24.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Trey Lance [Xtra Points Signature Premium Red] #204: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$73.92−$1.07
50%$115+$40.23
75%$157+$81.53

Break-even gem rate at the standard fee: about 26%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards →
Trey Lance [Xtra Points Signature Premium Red] #204: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$257best55/4570/30
PSA 10$198−$59.1755/4575/25
CGC 10$119−$13855/4575/25
SGC 10$119−$13855/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Trey Lance [Xtra Points Signature Premium Red] #204 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$198$119$257$119—
9.5————$64.84
9————$32.61
8————$24.41

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2021 Panini Prestige cards worth checking

Full set checklist →

Grading Trey Lance [Xtra Points Signature Premium Red] #204 — FAQ

Is Trey Lance [Xtra Points Signature Premium Red] #204 worth grading?

A PSA 10 Trey Lance [Xtra Points Signature Premium Red] #204 sells for $198 against $24.99 raw: a $173 spread, 7.9× the ungraded price. A PSA 9 ($32.61) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Trey Lance [Xtra Points Signature Premium Red] #204 worth compared with raw?

A PSA 10 Trey Lance [Xtra Points Signature Premium Red] #204 (Football Cards 2021 Panini Prestige) sells for about $198 versus $24.99 for a raw near-mint copy — a 7.9× premium as of Sep 4, 2026.

Which grading company is best for Trey Lance [Xtra Points Signature Premium Red] #204?

By resale value, BGS 10 leads at $257, ahead of PSA 10 at $198. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Trey Lance [Xtra Points Signature Premium Red] #204 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Trey Lance [Xtra Points Signature Premium Red] #204 break even?

At a standard ~$50 fee, submitting Trey Lance [Xtra Points Signature Premium Red] #204 breaks even when it gems about 26% of the time (a miss assumed to sell at the PSA 9 price of $32.61).

Best on iPhone & Android

Check your football card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play