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Is Patrick Roy [Silver Refractor] #M16 worth grading?

Hockey · Hockey Cards 1998 Topps Mystery Finest · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Patrick Roy [Silver Refractor] #M16 sell for $36.00, only $0.00 above the $36.96 raw price — less than an economy-tier grading fee. A PSA 9 ($32.88) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$36.96
Grade 9.5
$36.00
PSA 9
$32.88
Gem premium
1.0×
As of
Jul 11, 2026

Break-even by outcome and fee

Patrick Roy [Silver Refractor] #M16: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$36.00−$25.96−$50.96−$151
PSA 9$32.88−$29.08−$54.08−$154

Net = sale price − $36.96 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Patrick Roy [Silver Refractor] #M16: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$33.66−$53.30
50%$34.44−$52.52
75%$35.22−$51.74

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Patrick Roy [Silver Refractor] #M16 graded prices by company and grade
GradeGraded
9.5$36.00
9$32.88

Run your own numbers

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Grading Patrick Roy [Silver Refractor] #M16 — FAQ

Is Patrick Roy [Silver Refractor] #M16 worth grading?

Grade 9.5 copies of Patrick Roy [Silver Refractor] #M16 sell for $36.00, only $0.00 above the $36.96 raw price — less than an economy-tier grading fee. A PSA 9 ($32.88) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

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Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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