![Patrick Roy [Silver Refractor] #M16 (Hockey Cards 1998 Topps Mystery Finest) — is it worth grading?](https://i.ebayimg.com/images/g/HHkAAeSwe0VqHdzO/s-l1600.jpg)
Is Patrick Roy [Silver Refractor] #M16 worth grading?
Hockey · Hockey Cards 1998 Topps Mystery Finest · full price guide →
Grading rarely pays for this card
Grade 9.5 copies of Patrick Roy [Silver Refractor] #M16 sell for $36.00, only $0.00 above the $36.84 raw price — less than an economy-tier grading fee. A PSA 9 ($32.88) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $36.84
- Grade 9.5
- $36.00
- PSA 9
- $32.88
- Gem premium
- 1.0×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $36.00 | −$25.84 | −$50.84 | −$151 |
| PSA 9 | $32.88 | −$28.96 | −$53.96 | −$154 |
Net = sale price − $36.84 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $33.66 | −$53.18 |
| 50% | $34.44 | −$52.40 |
| 75% | $35.22 | −$51.62 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Should I pay this?
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Other 1998 Topps Mystery Finest cards worth checking
Full set checklist →![Dominik Hasek [Bronze Refractor] #M7 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/h0wAAeSwQ61qPFY6/s-l500.jpg)
![Pavel Bure [Bronze Refractor] #M3 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/-fIAAeSwEAdqDQLc/s-l500.jpg)
![Patrick Roy [Gold] #M16 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/DLAAAeSwsHRqVqDk/s-l500.jpg)
![Eric Lindros [Gold Refractor] #M9 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/KvAAAeSw-ABqUacO/s-l500.jpg)
![Wayne Gretzky [Silver Refractor] #M4 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/8lMAAeSwx8pqO0HD/s-l500.jpg)
Grading Patrick Roy [Silver Refractor] #M16 — FAQ
Is Patrick Roy [Silver Refractor] #M16 worth grading?
Grade 9.5 copies of Patrick Roy [Silver Refractor] #M16 sell for $36.00, only $0.00 above the $36.84 raw price — less than an economy-tier grading fee. A PSA 9 ($32.88) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
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