Is Wayne Gretzky [Gold] #M4 worth grading?
Hockey · Hockey Cards 1998 Topps Mystery Finest · full price guide →
Worth grading only if it gems
A PSA 10 Wayne Gretzky [Gold] #M4 brings $146 versus $56.02 raw — a $89.68 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($43.00) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $56.02
- PSA 10
- $146
- PSA 9
- $43.00
- Gem premium
- 2.6×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $146 | +$64.68 | +$39.68 | −$60.32 |
| PSA 9 | $43.00 | −$38.02 | −$63.02 | −$163 |
| PSA 8 | $39.00 | −$42.02 | −$67.02 | −$167 |
Net = sale price − $56.02 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $68.67 | −$37.35 |
| 50% | $94.35 | −$11.67 |
| 75% | $120 | +$14.00 |
Break-even gem rate at the standard fee: about 61%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $189 | best | 55/45 | 70/30 |
| PSA 10 | $146 | −$43.30 | 55/45 | 75/25 |
| CGC 10 | $87.00 | −$102 | 55/45 | 75/25 |
| SGC 10 | $87.00 | −$102 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1998 Topps Mystery Finest cards worth checking
Full set checklist →![Dominik Hasek [Bronze Refractor] #M7 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/h0wAAeSwQ61qPFY6/s-l500.jpg)
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![Patrick Roy [Gold] #M16 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/DLAAAeSwsHRqVqDk/s-l500.jpg)
![Eric Lindros [Gold Refractor] #M9 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/KvAAAeSw-ABqUacO/s-l500.jpg)
![Wayne Gretzky [Silver Refractor] #M4 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/8lMAAeSwx8pqO0HD/s-l500.jpg)
Grading Wayne Gretzky [Gold] #M4 — FAQ
Is Wayne Gretzky [Gold] #M4 worth grading?
A PSA 10 Wayne Gretzky [Gold] #M4 brings $146 versus $56.02 raw — a $89.68 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($43.00) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 Wayne Gretzky [Gold] #M4 worth compared with raw?
A PSA 10 Wayne Gretzky [Gold] #M4 (Hockey Cards 1998 Topps Mystery Finest) sells for about $146 versus $56.02 for a raw near-mint copy — a 2.6× premium as of Sep 4, 2026.
Which grading company is best for Wayne Gretzky [Gold] #M4?
By resale value, BGS 10 leads at $189, ahead of PSA 10 at $146. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Wayne Gretzky [Gold] #M4 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Wayne Gretzky [Gold] #M4 break even?
At a standard ~$50 fee, submitting Wayne Gretzky [Gold] #M4 breaks even when it gems about 61% of the time (a miss assumed to sell at the PSA 9 price of $43.00).
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