MidpointCard Centering Grading Portfolio App

Is Joe Sakic [Refractor w/ Coating] #15 worth grading?

Hockey · Hockey Cards 1995 Finest · full price guide →

Worth grading only if it gems

A Grade 9.5 Joe Sakic [Refractor w/ Coating] #15 brings $36.00 versus $10.99 raw — a $25.01 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($33.00) only about breaks even after fees, so the case rests on gemming.

Raw (NM)
$10.99
Grade 9.5
$36.00
PSA 9
$33.00
Gem premium
3.3×
As of
Sep 4, 2026

Break-even by outcome and fee

Joe Sakic [Refractor w/ Coating] #15: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$36.00+$0.01−$24.99−$125
PSA 9$33.00−$2.99−$27.99−$128
PSA 8$23.76−$12.23−$37.23−$137

Net = sale price − $10.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Joe Sakic [Refractor w/ Coating] #15: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$33.75−$27.24
50%$34.50−$26.49
75%$35.25−$25.74

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Joe Sakic [Refractor w/ Coating] #15 graded prices by company and grade
GradeGraded
9.5$36.00
9$33.00
8$23.76

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 1995 Finest cards worth checking

Full set checklist →

Grading Joe Sakic [Refractor w/ Coating] #15 — FAQ

Is Joe Sakic [Refractor w/ Coating] #15 worth grading?

A Grade 9.5 Joe Sakic [Refractor w/ Coating] #15 brings $36.00 versus $10.99 raw — a $25.01 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($33.00) only about breaks even after fees, so the case rests on gemming.

Best on iPhone & Android

Check your hockey card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play