![Wayne Gretzky [Refractor w/ Coating] #5 (Hockey Cards 1995 Finest) — is it worth grading?](https://i.ebayimg.com/images/g/W70AAeSwufBoY~3N/s-l1600.jpg)
Is Wayne Gretzky [Refractor w/ Coating] #5 worth grading?
Hockey · Hockey Cards 1995 Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Wayne Gretzky [Refractor w/ Coating] #5 sells for $248 against $75.18 raw: a $173 spread, 3.3× the ungraded price. Even a PSA 9 ($225) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $75.18
- Grade 9.5
- $248
- PSA 9
- $225
- Gem premium
- 3.3×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $248 | +$148 | +$123 | +$22.82 |
| PSA 9 | $225 | +$125 | +$99.83 | −$0.17 |
| PSA 8 | $63.99 | −$36.19 | −$61.19 | −$161 |
Net = sale price − $75.18 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $231 | +$106 |
| 50% | $237 | +$111 |
| 75% | $242 | +$117 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Full grade ladder
Raw conditions & history →Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1995 Finest cards worth checking
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![Chris Chelios [Refractor] #19 1995 Finest card](https://i.ebayimg.com/images/g/Kb8AAeSw3ehqTBuW/s-l500.jpg)
Grading Wayne Gretzky [Refractor w/ Coating] #5 — FAQ
Is Wayne Gretzky [Refractor w/ Coating] #5 worth grading?
A Grade 9.5 Wayne Gretzky [Refractor w/ Coating] #5 sells for $248 against $75.18 raw: a $173 spread, 3.3× the ungraded price. Even a PSA 9 ($225) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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