MidpointCard Centering Grading Portfolio App
Terry Harper #214 (Hockey Cards 1978 Topps) — is it worth grading?

Is Terry Harper #214 worth grading?

Hockey · Hockey Cards 1978 Topps · full price guide →

Strong grading candidate — 55× premium in PSA 10

A PSA 10 Terry Harper #214 sells for $64.68 against $1.18 raw: a $63.50 spread, 55× the ungraded price. A PSA 9 ($12.10) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$1.18
PSA 10
$64.68
PSA 9
$12.10
Gem premium
55×
As of
Sep 4, 2026

Break-even by outcome and fee

Terry Harper #214: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$64.68+$38.50+$13.50−$86.50
PSA 9$12.10−$14.08−$39.08−$139
PSA 8$3.88−$22.30−$47.30−$147

Net = sale price − $1.18 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Terry Harper #214: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$25.25−$25.93
50%$38.39−$12.79
75%$51.54+$0.36

Break-even gem rate at the standard fee: about 74%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards →
Terry Harper #214: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$84.00best55/4570/30
PSA 10$64.68−$19.3255/4575/25
CGC 10$39.00−$45.0055/4575/25
SGC 10$39.00−$45.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Terry Harper #214 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$64.68$39.00$84.00$39.00—
9.5————$48.57
9————$12.10
8————$3.88

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 1978 Topps cards worth checking

Full set checklist →

Grading Terry Harper #214 — FAQ

Is Terry Harper #214 worth grading?

A PSA 10 Terry Harper #214 sells for $64.68 against $1.18 raw: a $63.50 spread, 55× the ungraded price. A PSA 9 ($12.10) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Terry Harper #214 worth compared with raw?

A PSA 10 Terry Harper #214 (Hockey Cards 1978 Topps) sells for about $64.68 versus $1.18 for a raw near-mint copy — a 55× premium as of Sep 4, 2026.

Which grading company is best for Terry Harper #214?

By resale value, BGS 10 leads at $84.00, ahead of PSA 10 at $64.68. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Terry Harper #214 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Terry Harper #214 break even?

At a standard ~$50 fee, submitting Terry Harper #214 breaks even when it gems about 74% of the time (a miss assumed to sell at the PSA 9 price of $12.10).

Best on iPhone & Android

Check your hockey card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play