MidpointCard Centering Grading Portfolio App
Terry Harper #16 (Hockey Cards 1977 Topps) — is it worth grading?

Is Terry Harper #16 worth grading?

Hockey · Hockey Cards 1977 Topps · full price guide →

Strong grading candidate — 28× premium in PSA 10

A PSA 10 Terry Harper #16 sells for $61.26 against $2.20 raw: a $59.06 spread, 28× the ungraded price. A PSA 9 ($15.04) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$2.20
PSA 10
$61.26
PSA 9
$15.04
Gem premium
28×
As of
Sep 4, 2026

Break-even by outcome and fee

Terry Harper #16: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$61.26+$34.06+$9.06−$90.94
PSA 9$15.04−$12.16−$37.16−$137
PSA 8$0.60−$26.60−$51.60−$152

Net = sale price − $2.20 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Terry Harper #16: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$26.59−$25.61
50%$38.15−$14.05
75%$49.70−$2.50

Break-even gem rate at the standard fee: about 80%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards →
Terry Harper #16: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$80.00best55/4570/30
PSA 10$61.26−$18.7455/4575/25
CGC 10$37.00−$43.0055/4575/25
SGC 10$37.00−$43.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Terry Harper #16 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$61.26$37.00$80.00$37.00—
9.5————$56.14
9————$15.04
8————$0.60

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 1977 Topps cards worth checking

Full set checklist →

Grading Terry Harper #16 — FAQ

Is Terry Harper #16 worth grading?

A PSA 10 Terry Harper #16 sells for $61.26 against $2.20 raw: a $59.06 spread, 28× the ungraded price. A PSA 9 ($15.04) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Terry Harper #16 worth compared with raw?

A PSA 10 Terry Harper #16 (Hockey Cards 1977 Topps) sells for about $61.26 versus $2.20 for a raw near-mint copy — a 28× premium as of Sep 4, 2026.

Which grading company is best for Terry Harper #16?

By resale value, BGS 10 leads at $80.00, ahead of PSA 10 at $61.26. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Terry Harper #16 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Terry Harper #16 break even?

At a standard ~$50 fee, submitting Terry Harper #16 breaks even when it gems about 80% of the time (a miss assumed to sell at the PSA 9 price of $15.04).

Best on iPhone & Android

Check your hockey card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play