![Stuart Skinner [Speckled Rainbow] #496 (Hockey Cards 2020 Upper Deck) — is it worth grading?](https://i.ebayimg.com/images/g/xJgAAeSwTvFqp~nz/s-l1600.jpg)
Is Stuart Skinner [Speckled Rainbow] #496 worth grading?
Hockey · Hockey Cards 2020 Upper Deck · full price guide →
Worth grading only if it gems
A PSA 10 Stuart Skinner [Speckled Rainbow] #496 brings $208 versus $87.23 raw — a $121 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($100) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $87.23
- PSA 10
- $208
- PSA 9
- $100
- Gem premium
- 2.4×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $208 | +$95.78 | +$70.78 | −$29.22 |
| PSA 9 | $100 | −$11.82 | −$36.82 | −$137 |
Net = sale price − $87.23 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $127 | −$9.92 |
| 50% | $154 | +$16.98 |
| 75% | $181 | +$43.88 |
Break-even gem rate at the standard fee: about 34%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $270 | best | 55/45 | 70/30 |
| PSA 10 | $208 | −$61.99 | 55/45 | 75/25 |
| CGC 10 | $125 | −$145 | 55/45 | 75/25 |
| SGC 10 | $125 | −$145 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2020 Upper Deck cards worth checking
Full set checklist →![Jason Robertson [French] #235 2020 Upper Deck card](https://i.ebayimg.com/images/g/RCQAAeSw5eRqY-4N/s-l500.jpg)
![Joseph Woll [Speckled Rainbow] #208 2020 Upper Deck card](https://i.ebayimg.com/images/g/PDwAAeSwFz1qeoss/s-l500.jpg)
![Stuart Skinner [Clear Cut] #496 2020 Upper Deck card](https://i.ebayimg.com/images/g/96UAAOSwHc1oPwvP/s-l500.jpg)
![Stuart Skinner [Silver Foil] #496 2020 Upper Deck card](https://i.ebayimg.com/images/g/2fIAAeSwtnRqujvy/s-l500.jpg)
![Kirill Kaprizov [Speckled Rainbow] #451 2020 Upper Deck card](https://i.ebayimg.com/images/g/VAsAAeSw9cNqAo6I/s-l500.jpg)
Grading Stuart Skinner [Speckled Rainbow] #496 — FAQ
Is Stuart Skinner [Speckled Rainbow] #496 worth grading?
A PSA 10 Stuart Skinner [Speckled Rainbow] #496 brings $208 versus $87.23 raw — a $121 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($100) only about breaks even after fees, so the case rests on gemming.
How much is a PSA 10 Stuart Skinner [Speckled Rainbow] #496 worth compared with raw?
A PSA 10 Stuart Skinner [Speckled Rainbow] #496 (Hockey Cards 2020 Upper Deck) sells for about $208 versus $87.23 for a raw near-mint copy — a 2.4× premium as of Sep 3, 2026.
Which grading company is best for Stuart Skinner [Speckled Rainbow] #496?
By resale value, BGS 10 leads at $270, ahead of PSA 10 at $208. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Stuart Skinner [Speckled Rainbow] #496 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Stuart Skinner [Speckled Rainbow] #496 break even?
At a standard ~$50 fee, submitting Stuart Skinner [Speckled Rainbow] #496 breaks even when it gems about 34% of the time (a miss assumed to sell at the PSA 9 price of $100).
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