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Thomas Harley #227 (Hockey Cards 2020 Upper Deck) — is it worth grading?

Is Thomas Harley #227 worth grading?

Hockey · Hockey Cards 2020 Upper Deck · full price guide →

Strong grading candidate — 22× premium in PSA 10

A PSA 10 Thomas Harley #227 sells for $84.29 against $3.75 raw: a $80.54 spread, 22× the ungraded price. A PSA 9 ($24.22) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$3.75
PSA 10
$84.29
PSA 9
$24.22
Gem premium
22×
As of
Jul 11, 2026

Break-even by outcome and fee

Thomas Harley #227: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$84.29+$55.54+$30.54−$69.46
PSA 9$24.22−$4.53−$29.53−$130
PSA 8$10.86−$17.89−$42.89−$143

Net = sale price − $3.75 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Thomas Harley #227: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$39.24−$14.51
50%$54.26+$0.51
75%$69.27+$15.52

Break-even gem rate at the standard fee: about 49%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards
Thomas Harley #227: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$110best55/4570/30
PSA 10$84.29−$25.7155/4575/25
CGC 10$51.00−$59.0055/4575/25
SGC 10$51.00−$59.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Thomas Harley #227 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$84.29$51.00$110$51.00
9.5$48.25
9$24.22
8$10.86
7$3.41

Run your own numbers

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Full set checklist

Grading Thomas Harley #227 — FAQ

Is Thomas Harley #227 worth grading?

A PSA 10 Thomas Harley #227 sells for $84.29 against $3.75 raw: a $80.54 spread, 22× the ungraded price. A PSA 9 ($24.22) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Thomas Harley #227 worth compared with raw?

A PSA 10 Thomas Harley #227 (Hockey Cards 2020 Upper Deck) sells for about $84.29 versus $3.75 for a raw near-mint copy — a 22× premium as of Jul 11, 2026.

Which grading company is best for Thomas Harley #227?

By resale value, BGS 10 leads at $110, ahead of PSA 10 at $84.29. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Thomas Harley #227 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Thomas Harley #227 break even?

At a standard ~$50 fee, submitting Thomas Harley #227 breaks even when it gems about 49% of the time (a miss assumed to sell at the PSA 9 price of $24.22).

Is your hockey card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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