![Jose Fernandez [Pitching Refractor] #103 (Baseball Cards 2014 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/kxsAAOSwPXxmiy0S/s-l1600.jpg)
Is Jose Fernandez [Pitching Refractor] #103 worth grading?
Baseball · Baseball Cards 2014 Topps Chrome · full price guide →
Strong grading candidate — 25× premium in PSA 10
A PSA 10 Jose Fernandez [Pitching Refractor] #103 sells for $42.00 against $1.66 raw: a $40.34 spread, 25× the ungraded price. A PSA 9 ($9.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.66
- PSA 10
- $42.00
- PSA 9
- $9.00
- Gem premium
- 25×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $42.00 | +$15.34 | −$9.66 | −$110 |
| PSA 9 | $9.00 | −$17.66 | −$42.66 | −$143 |
| PSA 8 | $6.84 | −$19.82 | −$44.82 | −$145 |
Net = sale price − $1.66 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $17.25 | −$34.41 |
| 50% | $25.50 | −$26.16 |
| 75% | $33.75 | −$17.91 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $55.00 | best | 55/45 | 70/30 |
| PSA 10 | $42.00 | −$13.00 | 55/45 | 75/25 |
| CGC 10 | $25.00 | −$30.00 | 55/45 | 75/25 |
| SGC 10 | $25.00 | −$30.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $42.00 | $25.00 | $55.00 | $25.00 | — |
| 9.5 | — | — | — | — | $23.14 |
| 9 | — | — | — | — | $9.00 |
| 8 | — | — | — | — | $6.84 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Jose Fernandez [Pitching Refractor] #103 — FAQ
Is Jose Fernandez [Pitching Refractor] #103 worth grading?
A PSA 10 Jose Fernandez [Pitching Refractor] #103 sells for $42.00 against $1.66 raw: a $40.34 spread, 25× the ungraded price. A PSA 9 ($9.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Jose Fernandez [Pitching Refractor] #103 worth compared with raw?
A PSA 10 Jose Fernandez [Pitching Refractor] #103 (Baseball Cards 2014 Topps Chrome) sells for about $42.00 versus $1.66 for a raw near-mint copy — a 25× premium as of Jul 11, 2026.
Which grading company is best for Jose Fernandez [Pitching Refractor] #103?
By resale value, BGS 10 leads at $55.00, ahead of PSA 10 at $42.00. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Jose Fernandez [Pitching Refractor] #103 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your baseball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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