$Mookie Betts [Black Refractor] #US-20 (Baseball Cards 2014 Topps Chrome Update) — is it worth grading?$

Is Mookie Betts [Black Refractor] #US-20 worth grading?

Baseball · Baseball Cards 2014 Topps Chrome Update · full price guide →

Worth grading only if it gems

A Grade 9.5 Mookie Betts [Black Refractor] #US-20 brings $3,466 versus $3,243 raw — a $223 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($3,151) sells for less than raw, so anything short of a 10 loses money.

Raw (NM): $3,243
Grade 9.5: $3,466
PSA 9: $3,151
Gem premium: 1.1×
As of: Sep 4, 2026

Break-even by outcome and fee

Mookie Betts [Black Refractor] #US-20: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$3,466	+$198	+$173	+$72.69
PSA 9	$3,151	−$117	−$142	−$242
PSA 8	$1,541	−$1,728	−$1,753	−$1,853

Net = sale price − $3,243 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Mookie Betts [Black Refractor] #US-20: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$3,230	−$63.56
50%	$3,309	+$15.19
75%	$3,387	+$93.94

Break-even gem rate at the standard fee: about 45%. Centering is the usual reason a clean copy misses — measure it before you decide.

Full grade ladder

Raw conditions & history →

Mookie Betts [Black Refractor] #US-20 graded prices by company and grade
Grade	Graded
9.5	$3,466
9	$3,151
8	$1,541

Run your own numbers

Should I pay this?

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Raw $77.60PSA 10 $344

Grading Mookie Betts [Black Refractor] #US-20 — FAQ

Is Mookie Betts [Black Refractor] #US-20 worth grading?

What gem rate makes grading Mookie Betts [Black Refractor] #US-20 break even?

At a standard ~$50 fee, submitting Mookie Betts [Black Refractor] #US-20 breaks even when it gems about 45% of the time (a miss assumed to sell at the PSA 9 price of $3,151).

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