Is Jose Fernandez [Gold Refractor] #40 worth grading?
Baseball · Baseball Cards 2014 Bowman Chrome · full price guide →
Worth grading only if it gems
A Grade 9.5 Jose Fernandez [Gold Refractor] #40 brings $52.00 versus $23.50 raw — a $28.50 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($47.49) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $23.50
- Grade 9.5
- $52.00
- PSA 9
- $47.49
- Gem premium
- 2.2×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $52.00 | +$3.50 | −$21.50 | −$122 |
| PSA 9 | $47.49 | −$1.01 | −$26.01 | −$126 |
Net = sale price − $23.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $48.62 | −$24.88 |
| 50% | $49.75 | −$23.75 |
| 75% | $50.87 | −$22.63 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Full grade ladder
Raw conditions & history →| Grade | Graded |
|---|---|
| 9.5 | $52.00 |
| 9 | $47.49 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Jose Fernandez [Gold Refractor] #40 — FAQ
Is Jose Fernandez [Gold Refractor] #40 worth grading?
A Grade 9.5 Jose Fernandez [Gold Refractor] #40 brings $52.00 versus $23.50 raw — a $28.50 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($47.49) only about breaks even after fees, so the case rests on gemming.
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Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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