![Matt Olson [Refractor] #20 (Baseball Cards 2012 Bowman Chrome Draft Picks & Prospects) — is it worth grading?](https://i.ebayimg.com/images/g/9PIAAeSwxMpqXD8R/s-l1600.jpg)
Is Matt Olson [Refractor] #20 worth grading?
Baseball · Baseball Cards 2012 Bowman Chrome Draft Picks & Prospects · full price guide →
Grading rarely pays for this card
PSA 10 copies of Matt Olson [Refractor] #20 sell for $16.50, only $0.00 above the $17.88 raw price — less than an economy-tier grading fee. A PSA 9 ($9.50) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $17.88
- PSA 10
- $16.50
- PSA 9
- $9.50
- Gem premium
- 0.9×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $16.50 | −$26.38 | −$51.38 | −$151 |
| PSA 9 | $9.50 | −$33.38 | −$58.38 | −$158 |
Net = sale price − $17.88 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $11.25 | −$56.63 |
| 50% | $13.00 | −$54.88 |
| 75% | $14.75 | −$53.13 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $21.00 | best | 55/45 | 70/30 |
| PSA 10 | $16.50 | −$4.50 | 55/45 | 75/25 |
| CGC 10 | $10.00 | −$11.00 | 55/45 | 75/25 |
| SGC 10 | $10.00 | −$11.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $16.50 | $10.00 | $21.00 | $10.00 | — |
| 9.5 | — | — | — | — | $10.00 |
| 9 | — | — | — | — | $9.50 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Grading Matt Olson [Refractor] #20 — FAQ
Is Matt Olson [Refractor] #20 worth grading?
PSA 10 copies of Matt Olson [Refractor] #20 sell for $16.50, only $0.00 above the $17.88 raw price — less than an economy-tier grading fee. A PSA 9 ($9.50) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
How much is a PSA 10 Matt Olson [Refractor] #20 worth compared with raw?
A PSA 10 Matt Olson [Refractor] #20 (Baseball Cards 2012 Bowman Chrome Draft Picks & Prospects) sells for about $16.50 versus $17.88 for a raw near-mint copy — a 0.9× premium as of Jul 11, 2026.
Which grading company is best for Matt Olson [Refractor] #20?
By resale value, BGS 10 leads at $21.00, ahead of PSA 10 at $16.50. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Matt Olson [Refractor] #20 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your baseball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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