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Is Adrian Beltre [Refractor] #15 worth grading?

Baseball · Baseball Cards 2005 Topps Heritage Chrome · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Adrian Beltre [Refractor] #15 sell for $18.00, only $0.00 above the $159 raw price — less than an economy-tier grading fee. A PSA 9 ($16.20) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$159
Grade 9.5
$18.00
PSA 9
$16.20
Gem premium
0.1×
As of
Sep 4, 2026

Break-even by outcome and fee

Adrian Beltre [Refractor] #15: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$18.00−$166−$191−$291
PSA 9$16.20−$168−$193−$293

Net = sale price − $159 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Adrian Beltre [Refractor] #15: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$16.65−$192
50%$17.10−$192
75%$17.55−$191

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Adrian Beltre [Refractor] #15 graded prices by company and grade
GradeGraded
9.5$18.00
9$16.20

Run your own numbers

Should I pay this?

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Grading Adrian Beltre [Refractor] #15 — FAQ

Is Adrian Beltre [Refractor] #15 worth grading?

Grade 9.5 copies of Adrian Beltre [Refractor] #15 sell for $18.00, only $0.00 above the $159 raw price — less than an economy-tier grading fee. A PSA 9 ($16.20) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

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