![Mark McGwire [Refractor] #M3 (Baseball Cards 1999 Topps All Mystery Finest) — is it worth grading?](https://i.ebayimg.com/images/g/UbAAAeSwDUFpWFhp/s-l1600.jpg)
Is Mark McGwire [Refractor] #M3 worth grading?
Baseball · Baseball Cards 1999 Topps All Mystery Finest · full price guide →
Strong grading candidate — 8.6× premium in PSA 10
A PSA 10 Mark McGwire [Refractor] #M3 sells for $79.47 against $9.19 raw: a $70.28 spread, 8.6× the ungraded price. A PSA 9 ($33.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $9.19
- PSA 10
- $79.47
- PSA 9
- $33.00
- Gem premium
- 8.6×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $79.47 | +$45.28 | +$20.28 | −$79.72 |
| PSA 9 | $33.00 | −$1.19 | −$26.19 | −$126 |
| PSA 8 | $24.04 | −$10.15 | −$35.15 | −$135 |
Net = sale price − $9.19 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $44.62 | −$14.57 |
| 50% | $56.23 | −$2.95 |
| 75% | $67.85 | +$8.66 |
Break-even gem rate at the standard fee: about 56%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $103 | best | 55/45 | 70/30 |
| PSA 10 | $79.47 | −$23.53 | 55/45 | 75/25 |
| CGC 10 | $48.00 | −$55.00 | 55/45 | 75/25 |
| SGC 10 | $48.00 | −$55.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $79.47 | $48.00 | $103 | $48.00 | — |
| 9.5 | — | — | — | — | $37.00 |
| 9 | — | — | — | — | $33.00 |
| 8 | — | — | — | — | $24.04 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1999 Topps All Mystery Finest cards worth checking
Full set checklist →![Juan Gonzalez [Refractor] #M15 1999 Topps All Mystery Finest card](https://i.ebayimg.com/images/g/QTkAAOSw4oxn4tYR/s-l500.jpg)
![David Justice [Refractor] #M21 1999 Topps All Mystery Finest card](https://i.ebayimg.com/images/g/NiEAAeSwps5qIeI5/s-l500.jpg)
![Greg Maddux [Refractor] #M33 1999 Topps All Mystery Finest card](https://i.ebayimg.com/images/g/pYYAAeSwcGJqKD8l/s-l500.jpg)
![Frank Thomas [Refractor] #M19 1999 Topps All Mystery Finest card](https://i.ebayimg.com/images/g/TcIAAeSwuzZqXuY-/s-l500.jpg)
![Barry Bonds [Refractor] #M16 1999 Topps All Mystery Finest card](https://i.ebayimg.com/images/g/wkQAAeSw7CdpH5Jc/s-l500.jpg)
Grading Mark McGwire [Refractor] #M3 — FAQ
Is Mark McGwire [Refractor] #M3 worth grading?
A PSA 10 Mark McGwire [Refractor] #M3 sells for $79.47 against $9.19 raw: a $70.28 spread, 8.6× the ungraded price. A PSA 9 ($33.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Mark McGwire [Refractor] #M3 worth compared with raw?
A PSA 10 Mark McGwire [Refractor] #M3 (Baseball Cards 1999 Topps All Mystery Finest) sells for about $79.47 versus $9.19 for a raw near-mint copy — a 8.6× premium as of Jul 11, 2026.
Which grading company is best for Mark McGwire [Refractor] #M3?
By resale value, BGS 10 leads at $103, ahead of PSA 10 at $79.47. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Mark McGwire [Refractor] #M3 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Mark McGwire [Refractor] #M3 break even?
At a standard ~$50 fee, submitting Mark McGwire [Refractor] #M3 breaks even when it gems about 56% of the time (a miss assumed to sell at the PSA 9 price of $33.00).
Is your baseball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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