Is Mark McGwire [Refractor] #M3 worth grading?

Baseball · Baseball Cards 1999 Topps All Mystery Finest · full price guide →

Strong grading candidate — 11× premium in PSA 10

A PSA 10 Mark McGwire [Refractor] #M3 sells for $97.68 against $8.62 raw: a $89.06 spread, 11× the ungraded price. A PSA 9 ($33.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $8.62
PSA 10: $97.68
PSA 9: $33.00
Gem premium: 11×
As of: Sep 4, 2026

Break-even by outcome and fee

Mark McGwire [Refractor] #M3: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — PSA 10	$97.68	+$64.06	+$39.06	−$60.94
PSA 9	$33.00	−$0.62	−$25.62	−$126
PSA 8	$21.59	−$12.03	−$37.03	−$137

Net = sale price − $8.62 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Mark McGwire [Refractor] #M3: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$49.17	−$9.45
50%	$65.34	+$6.72
75%	$81.51	+$22.89

Break-even gem rate at the standard fee: about 40%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards →

Mark McGwire [Refractor] #M3: top-grade value by grading company with centering tolerance
Grader	10 sells for	vs best	Front centering for a 10	Back
BGS 10	$127	best	55/45	70/30
PSA 10	$97.68	−$29.32	55/45	75/25
CGC 10	$59.00	−$68.00	55/45	75/25
SGC 10	$59.00	−$68.00	55/45	75/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Full grade ladder

Raw conditions & history →

Mark McGwire [Refractor] #M3 graded prices by company and grade
Grade	PSA	CGC	BGS	SGC	Graded
10	$97.68	$59.00	$127	$59.00	—
9.5	—	—	—	—	$37.00
9	—	—	—	—	$33.00
8	—	—	—	—	$21.59

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

Other 1999 Topps All Mystery Finest cards worth checking

Full set checklist →

$Juan Gonzalez [Refractor] #M15 1999 Topps All Mystery Finest card$

Juan Gonzalez [Refractor] #M15

Raw $6.50PSA 10 $300

$Sammy Sosa [Refractor] #M13 1999 Topps All Mystery Finest card$

Sammy Sosa [Refractor] #M13

Raw $6.01PSA 10 $200

$Chipper Jones [Refractor] #M11 1999 Topps All Mystery Finest card$

Chipper Jones [Refractor] #M11

Raw $9.62PSA 10 $154

$Greg Maddux [Refractor] #M33 1999 Topps All Mystery Finest card$

Greg Maddux [Refractor] #M33

Raw $12.98PSA 10 $165

$Barry Bonds [Refractor] #M16 1999 Topps All Mystery Finest card$

Barry Bonds [Refractor] #M16

Raw $45.00PSA 10 $550

Ken Griffey Jr. #M14

Raw $15.01PSA 10 $180

Grading Mark McGwire [Refractor] #M3 — FAQ

Is Mark McGwire [Refractor] #M3 worth grading?

How much is a PSA 10 Mark McGwire [Refractor] #M3 worth compared with raw?

A PSA 10 Mark McGwire [Refractor] #M3 (Baseball Cards 1999 Topps All Mystery Finest) sells for about $97.68 versus $8.62 for a raw near-mint copy — a 11× premium as of Sep 4, 2026.

Which grading company is best for Mark McGwire [Refractor] #M3?

By resale value, BGS 10 leads at $127, ahead of PSA 10 at $97.68. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Mark McGwire [Refractor] #M3 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Mark McGwire [Refractor] #M3 break even?

At a standard ~$50 fee, submitting Mark McGwire [Refractor] #M3 breaks even when it gems about 40% of the time (a miss assumed to sell at the PSA 9 price of $33.00).

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