Is Willi Mo Pena [Refractor] #401 worth grading?
Baseball · Baseball Cards 1999 Bowman Chrome Gold · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Willi Mo Pena [Refractor] #401 sells for $110 against $34.49 raw: a $75.51 spread, 3.2× the ungraded price. Even a PSA 9 ($100) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $34.49
- Grade 9.5
- $110
- PSA 9
- $100
- Gem premium
- 3.2×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $110 | +$50.51 | +$25.51 | −$74.49 |
| PSA 9 | $100 | +$40.51 | +$15.51 | −$84.49 |
Net = sale price − $34.49 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $103 | +$18.01 |
| 50% | $105 | +$20.51 |
| 75% | $108 | +$23.01 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Full grade ladder
Raw conditions & history →| Grade | Graded |
|---|---|
| 9.5 | $110 |
| 9 | $100 |
Run your own numbers
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Other 1999 Bowman Chrome Gold cards worth checking
Full set checklist →Grading Willi Mo Pena [Refractor] #401 — FAQ
Is Willi Mo Pena [Refractor] #401 worth grading?
A Grade 9.5 Willi Mo Pena [Refractor] #401 sells for $110 against $34.49 raw: a $75.51 spread, 3.2× the ungraded price. Even a PSA 9 ($100) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
Is your baseball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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