![Ken Griffey Jr. [Bordered Refractor] #M20 (Baseball Cards 1998 Topps Mystery Finest) — is it worth grading?](https://i.ebayimg.com/images/g/GHQAAeSwKA1qSCdY/s-l1600.jpg)
Is Ken Griffey Jr. [Bordered Refractor] #M20 worth grading?
Baseball · Baseball Cards 1998 Topps Mystery Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Ken Griffey Jr. [Bordered Refractor] #M20 sells for $2,364 against $101 raw: a $2,263 spread, 23× the ungraded price. Even a PSA 9 ($156) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $101
- PSA 10
- $2,364
- PSA 9
- $156
- Gem premium
- 23×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $2,364 | +$2,238 | +$2,213 | +$2,113 |
| PSA 9 | $156 | +$30.34 | +$5.34 | −$94.66 |
| PSA 8 | $75.00 | −$51.01 | −$76.01 | −$176 |
Net = sale price − $101 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $708 | +$557 |
| 50% | $1,260 | +$1,109 |
| 75% | $1,812 | +$1,661 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $3,074 | best | 55/45 | 70/30 |
| PSA 10 | $2,364 | −$710 | 55/45 | 75/25 |
| CGC 10 | $1,419 | −$1,655 | 55/45 | 75/25 |
| SGC 10 | $1,419 | −$1,655 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $2,364 | $1,419 | $3,074 | $1,419 | — |
| 9.5 | — | — | — | — | $203 |
| 9 | — | — | — | — | $156 |
| 8 | — | — | — | — | $75.00 |
| 7 | — | — | — | — | $60.00 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1998 Topps Mystery Finest cards worth checking
Full set checklist →![Chipper Jones [Bordered Refractor] #M2 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/lvoAAeSwkuZp-6VX/s-l500.jpg)
![Ken Griffey Jr. [Bordered] #M20 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/masAAeSwxLNqYrhR/s-l500.jpg)
![Frank Thomas [Bordered Refractor] #M10 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/r4YAAeSwNKlqVZ9w/s-l500.jpg)
![Cal Ripken Jr. [Bordered Refractor] #M16 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/JjAAAeSwgblqYU~B/s-l500.jpg)
![Derek Jeter [Bordered Refractor] #M8 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/CnYAAeSwUk1qT9Pq/s-l500.jpg)
Grading Ken Griffey Jr. [Bordered Refractor] #M20 — FAQ
Is Ken Griffey Jr. [Bordered Refractor] #M20 worth grading?
A PSA 10 Ken Griffey Jr. [Bordered Refractor] #M20 sells for $2,364 against $101 raw: a $2,263 spread, 23× the ungraded price. Even a PSA 9 ($156) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Ken Griffey Jr. [Bordered Refractor] #M20 worth compared with raw?
A PSA 10 Ken Griffey Jr. [Bordered Refractor] #M20 (Baseball Cards 1998 Topps Mystery Finest) sells for about $2,364 versus $101 for a raw near-mint copy — a 23× premium as of Jul 11, 2026.
Which grading company is best for Ken Griffey Jr. [Bordered Refractor] #M20?
By resale value, BGS 10 leads at $3,074, ahead of PSA 10 at $2,364. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Ken Griffey Jr. [Bordered Refractor] #M20 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your baseball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free