![Frank Thomas [Borderless] #M10 (Baseball Cards 1998 Topps Mystery Finest) — is it worth grading?](https://i.ebayimg.com/images/g/9fAAAeSwDIVpUdL0/s-l1600.jpg)
Is Frank Thomas [Borderless] #M10 worth grading?
Baseball · Baseball Cards 1998 Topps Mystery Finest · full price guide →
Grading rarely pays for this card
PSA 10 copies of Frank Thomas [Borderless] #M10 sell for $26.80, only $24.41 above the $2.39 raw price — less than an economy-tier grading fee. A PSA 9 ($15.52) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $2.39
- PSA 10
- $26.80
- PSA 9
- $15.52
- Gem premium
- 11×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $26.80 | −$0.59 | −$25.59 | −$126 |
| PSA 9 | $15.52 | −$11.87 | −$36.87 | −$137 |
| PSA 8 | $7.99 | −$19.40 | −$44.40 | −$144 |
Net = sale price − $2.39 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $18.34 | −$34.05 |
| 50% | $21.16 | −$31.23 |
| 75% | $23.98 | −$28.41 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $35.00 | best | 55/45 | 70/30 |
| PSA 10 | $26.80 | −$8.20 | 55/45 | 75/25 |
| CGC 10 | $16.00 | −$19.00 | 55/45 | 75/25 |
| SGC 10 | $16.00 | −$19.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1998 Topps Mystery Finest cards worth checking
Full set checklist →![Cal Ripken Jr. [Bordered Refractor] #M16 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/JjAAAeSwgblqYU~B/s-l500.jpg)
![Barry Bonds [Borderless Refractor] #M19 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/vTQAAeSw92lqicsC/s-l500.jpg)
![Tony Gwynn [Bordered Refractor] #M9 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/-kgAAeSw23FqRwe1/s-l500.jpg)
![Chipper Jones [Bordered Refractor] #M2 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/lvoAAeSwkuZp-6VX/s-l500.jpg)
![Frank Thomas [Bordered Refractor] #M10 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/r4YAAeSwNKlqVZ9w/s-l500.jpg)
![Ken Griffey Jr. [Borderless] #M20 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/NTkAAeSwShxqqXbF/s-l500.jpg)
Grading Frank Thomas [Borderless] #M10 — FAQ
Is Frank Thomas [Borderless] #M10 worth grading?
PSA 10 copies of Frank Thomas [Borderless] #M10 sell for $26.80, only $24.41 above the $2.39 raw price — less than an economy-tier grading fee. A PSA 9 ($15.52) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
How much is a PSA 10 Frank Thomas [Borderless] #M10 worth compared with raw?
A PSA 10 Frank Thomas [Borderless] #M10 (Baseball Cards 1998 Topps Mystery Finest) sells for about $26.80 versus $2.39 for a raw near-mint copy — a 11× premium as of Sep 4, 2026.
Which grading company is best for Frank Thomas [Borderless] #M10?
By resale value, BGS 10 leads at $35.00, ahead of PSA 10 at $26.80. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Frank Thomas [Borderless] #M10 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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