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Roberto Clemente [Refractor] #21 (Baseball Cards 1998 Topps Chrome) — is it worth grading?

Is Roberto Clemente [Refractor] #21 worth grading?

Baseball · Baseball Cards 1998 Topps Chrome · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Roberto Clemente [Refractor] #21 sell for $96.00, only $6.01 above the $89.99 raw price — less than an economy-tier grading fee. A PSA 9 ($87.30) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$89.99
Grade 9.5
$96.00
PSA 9
$87.30
Gem premium
1.1×
As of
Sep 4, 2026

Break-even by outcome and fee

Roberto Clemente [Refractor] #21: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$96.00−$18.99−$43.99−$144
PSA 9$87.30−$27.69−$52.69−$153
PSA 8$34.33−$80.66−$106−$206

Net = sale price − $89.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Roberto Clemente [Refractor] #21: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$89.47−$50.52
50%$91.65−$48.34
75%$93.83−$46.16

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Roberto Clemente [Refractor] #21 graded prices by company and grade
GradeGraded
9.5$96.00
9$87.30
8$34.33

Run your own numbers

Should I pay this?

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Other 1998 Topps Chrome cards worth checking

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Grading Roberto Clemente [Refractor] #21 — FAQ

Is Roberto Clemente [Refractor] #21 worth grading?

Grade 9.5 copies of Roberto Clemente [Refractor] #21 sell for $96.00, only $6.01 above the $89.99 raw price — less than an economy-tier grading fee. A PSA 9 ($87.30) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

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