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Ruben Mateo [Refractor] #396 (Baseball Cards 1998 Bowman Chrome International) — is it worth grading?

Is Ruben Mateo [Refractor] #396 worth grading?

Baseball · Baseball Cards 1998 Bowman Chrome International · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Ruben Mateo [Refractor] #396 sell for $5.00, only $0.00 above the $5.99 raw price — less than an economy-tier grading fee. A PSA 9 ($4.99) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$5.99
Grade 9.5
$5.00
PSA 9
$4.99
Gem premium
0.8×
As of
Jul 11, 2026

Break-even by outcome and fee

Ruben Mateo [Refractor] #396: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$5.00−$25.99−$50.99−$151
PSA 9$4.99−$26.00−$51.00−$151

Net = sale price − $5.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Ruben Mateo [Refractor] #396: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$4.99−$51.00
50%$5.00−$50.99
75%$5.00−$50.99

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Ruben Mateo [Refractor] #396 graded prices by company and grade
GradeGraded
9.5$5.00
9$4.99

Run your own numbers

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Grading Ruben Mateo [Refractor] #396 — FAQ

Is Ruben Mateo [Refractor] #396 worth grading?

Grade 9.5 copies of Ruben Mateo [Refractor] #396 sell for $5.00, only $0.00 above the $5.99 raw price — less than an economy-tier grading fee. A PSA 9 ($4.99) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

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