![Mark McGwire [Refractor] #21 (Baseball Cards 1997 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/Wd0AAeSw0dNqRpWU/s-l1600.jpg)
Is Mark McGwire [Refractor] #21 worth grading?
Baseball · Baseball Cards 1997 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Mark McGwire [Refractor] #21 sells for $141 against $64.00 raw: a $77.00 spread, 2.2× the ungraded price. Even a PSA 9 ($128) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $64.00
- Grade 9.5
- $141
- PSA 9
- $128
- Gem premium
- 2.2×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $141 | +$52.00 | +$27.00 | −$73.00 |
| PSA 9 | $128 | +$39.39 | +$14.39 | −$85.61 |
| PSA 8 | $43.50 | −$45.50 | −$70.50 | −$171 |
Net = sale price − $64.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $132 | +$17.54 |
| 50% | $135 | +$20.69 |
| 75% | $138 | +$23.85 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Full grade ladder
Raw conditions & history →| Grade | Graded |
|---|---|
| 9.5 | $141 |
| 9 | $128 |
| 8 | $43.50 |
| 7 | $37.69 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Mark McGwire [Refractor] #21 — FAQ
Is Mark McGwire [Refractor] #21 worth grading?
A Grade 9.5 Mark McGwire [Refractor] #21 sells for $141 against $64.00 raw: a $77.00 spread, 2.2× the ungraded price. Even a PSA 9 ($128) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
Is your baseball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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