![Tony Gwynn [Refractor] #91 (Baseball Cards 1997 Bowman Chrome International) — is it worth grading?](https://i.ebayimg.com/images/g/kTUAAeSwt-dqvC5m/s-l1600.jpg)
Is Tony Gwynn [Refractor] #91 worth grading?
Baseball · Baseball Cards 1997 Bowman Chrome International · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Tony Gwynn [Refractor] #91 sells for $197 against $73.40 raw: a $124 spread, 2.7× the ungraded price. Even a PSA 9 ($179) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $73.40
- Grade 9.5
- $197
- PSA 9
- $179
- Gem premium
- 2.7×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $197 | +$98.60 | +$73.60 | −$26.40 |
| PSA 9 | $179 | +$80.65 | +$55.65 | −$44.35 |
| PSA 8 | $60.00 | −$38.40 | −$63.40 | −$163 |
Net = sale price − $73.40 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $184 | +$60.14 |
| 50% | $188 | +$64.63 |
| 75% | $193 | +$69.11 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Full grade ladder
Raw conditions & history →Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1997 Bowman Chrome International cards worth checking
Full set checklist →Grading Tony Gwynn [Refractor] #91 — FAQ
Is Tony Gwynn [Refractor] #91 worth grading?
A Grade 9.5 Tony Gwynn [Refractor] #91 sells for $197 against $73.40 raw: a $124 spread, 2.7× the ungraded price. Even a PSA 9 ($179) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
Best on iPhone & Android
Check your baseball card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

![Chipper Jones [Refractor] #2 1997 Bowman Chrome International card](https://i.ebayimg.com/images/g/JW8AAeSwzmBqp1nj/s-l500.jpg)

![Nomar Garciaparra [Refractor] #224 1997 Bowman Chrome International card](https://i.ebayimg.com/images/g/GJ4AAOSwe8VnkoM8/s-l500.jpg)
![Derek Jeter [Refractor] #1 1997 Bowman Chrome International card](https://i.ebayimg.com/images/g/sBgAAeSwDq5psOvs/s-l500.jpg)
![Roger Clemens [Refractor] #46 1997 Bowman Chrome International card](https://i.ebayimg.com/images/g/qhsAAOSwuXdg77WM/s-l500.jpg)