Is Brian Hunter [Refractor] #108 worth grading?

Baseball · Baseball Cards 1996 Topps Chrome · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Brian Hunter [Refractor] #108 sells for $45.00 against $5.50 raw: a $39.50 spread, 8.2× the ungraded price. Even a PSA 9 ($41.01) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $5.50
Grade 9.5: $45.00
PSA 9: $41.01
Gem premium: 8.2×
As of: Sep 2, 2026

Break-even by outcome and fee

Brian Hunter [Refractor] #108: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$45.00	+$14.50	−$10.50	−$111
PSA 9	$41.01	+$10.51	−$14.49	−$114
PSA 8	$27.49	−$3.01	−$28.01	−$128

Net = sale price − $5.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Brian Hunter [Refractor] #108: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$42.01	−$13.49
50%	$43.00	−$12.50
75%	$44.00	−$11.50

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Brian Hunter [Refractor] #108 graded prices by company and grade
Grade	Graded
9.5	$45.00
9	$41.01
8	$27.49
7	$12.50

Run your own numbers

Should I pay this?

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