Is Matt Morris [Refractor] #92 worth grading?
Baseball · Baseball Cards 1996 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Matt Morris [Refractor] #92 sells for $96.00 against $8.39 raw: a $87.61 spread, 11× the ungraded price. Even a PSA 9 ($87.50) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $8.39
- Grade 9.5
- $96.00
- PSA 9
- $87.50
- Gem premium
- 11×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $96.00 | +$62.61 | +$37.61 | −$62.39 |
| PSA 9 | $87.50 | +$54.11 | +$29.11 | −$70.89 |
| PSA 8 | $37.50 | +$4.11 | −$20.89 | −$121 |
Net = sale price − $8.39 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $89.63 | +$31.23 |
| 50% | $91.75 | +$33.36 |
| 75% | $93.88 | +$35.48 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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Grading Matt Morris [Refractor] #92 — FAQ
Is Matt Morris [Refractor] #92 worth grading?
A Grade 9.5 Matt Morris [Refractor] #92 sells for $96.00 against $8.39 raw: a $87.61 spread, 11× the ungraded price. Even a PSA 9 ($87.50) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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