MidpointCard Centering Grading Portfolio App
Billy Wagner [Refractor] #74 (Baseball Cards 1996 Topps Chrome) — is it worth grading?

Is Billy Wagner [Refractor] #74 worth grading?

Baseball · Baseball Cards 1996 Topps Chrome · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Billy Wagner [Refractor] #74 sells for $238 against $47.93 raw: a $190 spread, 5.0× the ungraded price. Even a PSA 9 ($217) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$47.93
Grade 9.5
$238
PSA 9
$217
Gem premium
5.0×
As of
Sep 3, 2026

Break-even by outcome and fee

Billy Wagner [Refractor] #74: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$238+$165+$140+$40.07
PSA 9$217+$144+$119+$18.80
PSA 8$49.40−$23.53−$48.53−$149

Net = sale price − $47.93 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Billy Wagner [Refractor] #74: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$222+$124
50%$227+$129
75%$233+$135

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Billy Wagner [Refractor] #74 graded prices by company and grade
GradeGraded
9.5$238
9$217
8$49.40

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 1996 Topps Chrome cards worth checking

Full set checklist →

Grading Billy Wagner [Refractor] #74 — FAQ

Is Billy Wagner [Refractor] #74 worth grading?

A Grade 9.5 Billy Wagner [Refractor] #74 sells for $238 against $47.93 raw: a $190 spread, 5.0× the ungraded price. Even a PSA 9 ($217) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Best on iPhone & Android

Check your baseball card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play