Midpoint - Card Centering Tool
Jeff Bagwell [Refractor] #4 (Baseball Cards 1996 Topps Chrome) — is it worth grading?

Is Jeff Bagwell [Refractor] #4 worth grading?

Baseball · Baseball Cards 1996 Topps Chrome · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Jeff Bagwell [Refractor] #4 sell for $45.00, only $10.54 above the $34.46 raw price — less than an economy-tier grading fee. A PSA 9 ($41.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$34.46
Grade 9.5
$45.00
PSA 9
$41.00
Gem premium
1.3×
As of
Jul 11, 2026

Break-even by outcome and fee

Jeff Bagwell [Refractor] #4: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$45.00−$14.46−$39.46−$139
PSA 9$41.00−$18.46−$43.46−$143
PSA 8$37.80−$21.66−$46.66−$147

Net = sale price − $34.46 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Jeff Bagwell [Refractor] #4: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$42.00−$42.46
50%$43.00−$41.46
75%$44.00−$40.46

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Jeff Bagwell [Refractor] #4 graded prices by company and grade
GradeGraded
9.5$45.00
9$41.00
8$37.80

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 1996 Topps Chrome cards worth checking

Full set checklist

Grading Jeff Bagwell [Refractor] #4 — FAQ

Is Jeff Bagwell [Refractor] #4 worth grading?

Grade 9.5 copies of Jeff Bagwell [Refractor] #4 sell for $45.00, only $10.54 above the $34.46 raw price — less than an economy-tier grading fee. A PSA 9 ($41.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Is your baseball card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

Check my card free