Is Tee Higgins [Silver] #92 worth grading?

Football · Football Cards 2020 Panini Contenders Optic · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Tee Higgins [Silver] #92 sell for $17.00, only $14.50 above the $2.50 raw price — less than an economy-tier grading fee. A PSA 9 ($15.09) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM): $2.50
Grade 9.5: $17.00
PSA 9: $15.09
Gem premium: 6.8×
As of: Sep 3, 2026

Break-even by outcome and fee

Tee Higgins [Silver] #92: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$17.00	−$10.50	−$35.50	−$136
PSA 9	$15.09	−$12.41	−$37.41	−$137
PSA 8	$8.50	−$19.00	−$44.00	−$144

Net = sale price − $2.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Tee Higgins [Silver] #92: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$15.57	−$36.93
50%	$16.05	−$36.45
75%	$16.52	−$35.98

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Tee Higgins [Silver] #92 graded prices by company and grade
Grade	Graded
9.5	$17.00
9	$15.09
8	$8.50

Run your own numbers

Should I pay this?

Asking priceGrading fee

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