Is D'Andre Swift [Autograph] #115 worth grading?
Football · Football Cards 2020 Panini Contenders Optic · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 D'Andre Swift [Autograph] #115 sells for $84.00 against $20.46 raw: a $63.54 spread, 4.1× the ungraded price. Even a PSA 9 ($70.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $20.46
- PSA 10
- $84.00
- PSA 9
- $70.00
- Gem premium
- 4.1×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $84.00 | +$38.54 | +$13.54 | −$86.46 |
| PSA 9 | $70.00 | +$24.54 | −$0.46 | −$100 |
| PSA 8 | $21.04 | −$24.42 | −$49.42 | −$149 |
Net = sale price − $20.46 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $73.50 | +$3.04 |
| 50% | $77.00 | +$6.54 |
| 75% | $80.50 | +$10.04 |
Break-even gem rate at the standard fee: about 3%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $109 | best | 55/45 | 70/30 |
| PSA 10 | $84.00 | −$25.00 | 55/45 | 75/25 |
| CGC 10 | $50.00 | −$59.00 | 55/45 | 75/25 |
| SGC 10 | $50.00 | −$59.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading D'Andre Swift [Autograph] #115 — FAQ
Is D'Andre Swift [Autograph] #115 worth grading?
A PSA 10 D'Andre Swift [Autograph] #115 sells for $84.00 against $20.46 raw: a $63.54 spread, 4.1× the ungraded price. Even a PSA 9 ($70.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 D'Andre Swift [Autograph] #115 worth compared with raw?
A PSA 10 D'Andre Swift [Autograph] #115 (Football Cards 2020 Panini Contenders Optic) sells for about $84.00 versus $20.46 for a raw near-mint copy — a 4.1× premium as of Sep 4, 2026.
Which grading company is best for D'Andre Swift [Autograph] #115?
By resale value, BGS 10 leads at $109, ahead of PSA 10 at $84.00. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does D'Andre Swift [Autograph] #115 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading D'Andre Swift [Autograph] #115 break even?
At a standard ~$50 fee, submitting D'Andre Swift [Autograph] #115 breaks even when it gems about 3% of the time (a miss assumed to sell at the PSA 9 price of $70.00).
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