Is Justin Herbert [Autograph] #104 worth grading?

Football · Football Cards 2020 Panini Contenders Optic · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Justin Herbert [Autograph] #104 sells for $1,900 against $623 raw: a $1,277 spread, 3.0× the ungraded price. Even a PSA 9 ($1,080) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $623
PSA 10: $1,900
PSA 9: $1,080
Gem premium: 3.0×
As of: Sep 4, 2026

Break-even by outcome and fee

Justin Herbert [Autograph] #104: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — PSA 10	$1,900	+$1,252	+$1,227	+$1,127
PSA 9	$1,080	+$432	+$407	+$307
PSA 8	$639	−$9.00	−$34.00	−$134

Net = sale price − $623 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Justin Herbert [Autograph] #104: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$1,285	+$612
50%	$1,490	+$817
75%	$1,695	+$1,022

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Which grader pays the most — and what a 10 takes

All centering standards →

Justin Herbert [Autograph] #104: top-grade value by grading company with centering tolerance
Grader	10 sells for	vs best	Front centering for a 10	Back
BGS 10	$2,470	best	55/45	70/30
PSA 10	$1,900	−$570	55/45	75/25
CGC 10	$1,140	−$1,330	55/45	75/25
SGC 10	$1,140	−$1,330	55/45	75/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Full grade ladder

Raw conditions & history →

Justin Herbert [Autograph] #104 graded prices by company and grade
Grade	PSA	CGC	BGS	SGC	Graded
10	$1,900	$1,140	$2,470	$1,140	—
9.5	—	—	—	—	$1,200
9	—	—	—	—	$1,080
8	—	—	—	—	$639

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

Other 2020 Panini Contenders Optic cards worth checking

Full set checklist →

Jalen Hurts [Autograph Orange] #122

Raw $764PSA 10 $2,954

Tua Tagovailoa [Autograph] #103

Raw $345PSA 10 $1,301

Justin Herbert [Autograph Red] #104

Raw $860PSA 10 $2,800

Jordan Love [Autograph Gold] #111

Raw $3,888PSA 10 $10,099

Jordan Love [Autograph] #111

Raw $350PSA 10 $809

Jalen Hurts [Autograph] #122

Raw $447PSA 10 $1,005

Grading Justin Herbert [Autograph] #104 — FAQ

Is Justin Herbert [Autograph] #104 worth grading?

How much is a PSA 10 Justin Herbert [Autograph] #104 worth compared with raw?

A PSA 10 Justin Herbert [Autograph] #104 (Football Cards 2020 Panini Contenders Optic) sells for about $1,900 versus $623 for a raw near-mint copy — a 3.0× premium as of Sep 4, 2026.

Which grading company is best for Justin Herbert [Autograph] #104?

By resale value, BGS 10 leads at $2,470, ahead of PSA 10 at $1,900. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Justin Herbert [Autograph] #104 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

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