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Patrick Mahomes II #28 (Football Cards 2020 Panini Contenders Optic) — is it worth grading?

Is Patrick Mahomes II #28 worth grading?

Football · Football Cards 2020 Panini Contenders Optic · full price guide →

Strong grading candidate — 89× premium in PSA 10

A PSA 10 Patrick Mahomes II #28 sells for $90.00 against $1.01 raw: a $88.99 spread, 89× the ungraded price. A PSA 9 ($10.97) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$1.01
PSA 10
$90.00
PSA 9
$10.97
Gem premium
89×
As of
Jul 11, 2026

Break-even by outcome and fee

Patrick Mahomes II #28: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$90.00+$63.99+$38.99−$61.01
PSA 9$10.97−$15.04−$40.04−$140
PSA 8$5.71−$20.30−$45.30−$145

Net = sale price − $1.01 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Patrick Mahomes II #28: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$30.73−$20.28
50%$50.48−$0.52
75%$70.24+$19.23

Break-even gem rate at the standard fee: about 51%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards
Patrick Mahomes II #28: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$117best55/4570/30
PSA 10$90.00−$27.0055/4575/25
CGC 10$54.00−$63.0055/4575/25
SGC 10$54.00−$63.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Patrick Mahomes II #28 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$90.00$54.00$117$54.00
9.5$21.53
9$10.97
8$5.71

Run your own numbers

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Grading Patrick Mahomes II #28 — FAQ

Is Patrick Mahomes II #28 worth grading?

A PSA 10 Patrick Mahomes II #28 sells for $90.00 against $1.01 raw: a $88.99 spread, 89× the ungraded price. A PSA 9 ($10.97) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Patrick Mahomes II #28 worth compared with raw?

A PSA 10 Patrick Mahomes II #28 (Football Cards 2020 Panini Contenders Optic) sells for about $90.00 versus $1.01 for a raw near-mint copy — a 89× premium as of Jul 11, 2026.

Which grading company is best for Patrick Mahomes II #28?

By resale value, BGS 10 leads at $117, ahead of PSA 10 at $90.00. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Patrick Mahomes II #28 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Patrick Mahomes II #28 break even?

At a standard ~$50 fee, submitting Patrick Mahomes II #28 breaks even when it gems about 51% of the time (a miss assumed to sell at the PSA 9 price of $10.97).

Is your football card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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