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Is Frank Thomas [Gold] #20 worth grading?

Baseball · Baseball Cards 1995 Upper Deck Special Edition · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 7 Frank Thomas [Gold] #20 sells for $74.26 against $30.92 raw: a $43.34 spread, 2.4× the ungraded price. Even a PSA 9 ($60.53) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$30.92
Grade 7
$74.26
PSA 9
$60.53
Gem premium
2.4×
As of
Sep 4, 2026

Break-even by outcome and fee

Frank Thomas [Gold] #20: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 7$74.26+$18.34−$6.66−$107
PSA 9$60.53+$4.61−$20.39−$120

Net = sale price − $30.92 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Frank Thomas [Gold] #20: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$63.96−$16.96
50%$67.40−$13.52
75%$70.83−$10.09

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Frank Thomas [Gold] #20 graded prices by company and grade
GradeGraded
9.5$67.00
9$60.53
7$74.26

Run your own numbers

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Grading Frank Thomas [Gold] #20 — FAQ

Is Frank Thomas [Gold] #20 worth grading?

A Grade 7 Frank Thomas [Gold] #20 sells for $74.26 against $30.92 raw: a $43.34 spread, 2.4× the ungraded price. Even a PSA 9 ($60.53) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

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