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Ruben Rivera / Andy Pettitte #640 (Baseball Cards 1995 Topps) — is it worth grading?

Is Ruben Rivera / Andy Pettitte #640 worth grading?

Baseball · Baseball Cards 1995 Topps · full price guide →

Worth grading only if it gems

A PSA 10 Ruben Rivera / Andy Pettitte #640 brings $30.50 versus $1.51 raw — a $28.99 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($15.99) only about breaks even after fees, so the case rests on gemming.

Raw (NM)
$1.51
PSA 10
$30.50
PSA 9
$15.99
Gem premium
20×
As of
Jul 11, 2026

Break-even by outcome and fee

Ruben Rivera / Andy Pettitte #640: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$30.50+$3.99−$21.01−$121
PSA 9$15.99−$10.52−$35.52−$136
PSA 8$3.57−$22.94−$47.94−$148

Net = sale price − $1.51 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Ruben Rivera / Andy Pettitte #640: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$19.62−$31.89
50%$23.25−$28.27
75%$26.87−$24.64

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Which grader pays the most — and what a 10 takes

All centering standards
Ruben Rivera / Andy Pettitte #640: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$40.00best55/4570/30
PSA 10$30.50−$9.5055/4575/25
CGC 10$18.00−$22.0055/4575/25
SGC 10$18.00−$22.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Ruben Rivera / Andy Pettitte #640 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$30.50$18.00$40.00$18.00
9.5$30.00
9$15.99
8$3.57

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Grading Ruben Rivera / Andy Pettitte #640 — FAQ

Is Ruben Rivera / Andy Pettitte #640 worth grading?

A PSA 10 Ruben Rivera / Andy Pettitte #640 brings $30.50 versus $1.51 raw — a $28.99 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($15.99) only about breaks even after fees, so the case rests on gemming.

How much is a PSA 10 Ruben Rivera / Andy Pettitte #640 worth compared with raw?

A PSA 10 Ruben Rivera / Andy Pettitte #640 (Baseball Cards 1995 Topps) sells for about $30.50 versus $1.51 for a raw near-mint copy — a 20× premium as of Jul 11, 2026.

Which grading company is best for Ruben Rivera / Andy Pettitte #640?

By resale value, BGS 10 leads at $40.00, ahead of PSA 10 at $30.50. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Ruben Rivera / Andy Pettitte #640 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Is your baseball card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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