Is F. Thomas, R. Rivera [Refractor] #9 worth grading?
Baseball · Baseball Cards 1995 Bowman's Best Mirror Image · full price guide →
Strong grading candidate — 19× premium in PSA 10
A PSA 10 F. Thomas, R. Rivera [Refractor] #9 sells for $47.75 against $2.50 raw: a $45.25 spread, 19× the ungraded price. A PSA 9 ($13.50) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $2.50
- PSA 10
- $47.75
- PSA 9
- $13.50
- Gem premium
- 19×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $47.75 | +$20.25 | −$4.75 | −$105 |
| PSA 9 | $13.50 | −$14.00 | −$39.00 | −$139 |
| PSA 8 | $12.49 | −$15.01 | −$40.01 | −$140 |
Net = sale price − $2.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $22.06 | −$30.44 |
| 50% | $30.63 | −$21.88 |
| 75% | $39.19 | −$13.31 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $62.00 | best | 55/45 | 70/30 |
| PSA 10 | $47.75 | −$14.25 | 55/45 | 75/25 |
| CGC 10 | $29.00 | −$33.00 | 55/45 | 75/25 |
| SGC 10 | $29.00 | −$33.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Other 1995 Bowman's Best Mirror Image cards worth checking
Full set checklist →Grading F. Thomas, R. Rivera [Refractor] #9 — FAQ
Is F. Thomas, R. Rivera [Refractor] #9 worth grading?
A PSA 10 F. Thomas, R. Rivera [Refractor] #9 sells for $47.75 against $2.50 raw: a $45.25 spread, 19× the ungraded price. A PSA 9 ($13.50) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 F. Thomas, R. Rivera [Refractor] #9 worth compared with raw?
A PSA 10 F. Thomas, R. Rivera [Refractor] #9 (Baseball Cards 1995 Bowman's Best Mirror Image) sells for about $47.75 versus $2.50 for a raw near-mint copy — a 19× premium as of Sep 4, 2026.
Which grading company is best for F. Thomas, R. Rivera [Refractor] #9?
By resale value, BGS 10 leads at $62.00, ahead of PSA 10 at $47.75. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does F. Thomas, R. Rivera [Refractor] #9 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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