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Cal Ripken Jr. [Refractor] #235 (Baseball Cards 1994 Finest) — is it worth grading?

Is Cal Ripken Jr. [Refractor] #235 worth grading?

Baseball · Baseball Cards 1994 Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Cal Ripken Jr. [Refractor] #235 sells for $220 against $96.71 raw: a $123 spread, 2.3× the ungraded price. Even a PSA 9 ($200) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$96.71
Grade 9.5
$220
PSA 9
$200
Gem premium
2.3×
As of
Sep 4, 2026

Break-even by outcome and fee

Cal Ripken Jr. [Refractor] #235: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$220+$98.29+$73.29−$26.71
PSA 9$200+$78.28+$53.28−$46.72
PSA 8$101−$20.71−$45.71−$146

Net = sale price − $96.71 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Cal Ripken Jr. [Refractor] #235: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$205+$58.28
50%$210+$63.29
75%$215+$68.29

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Cal Ripken Jr. [Refractor] #235 graded prices by company and grade
GradeGraded
9.5$220
9$200
8$101
7$81.00

Run your own numbers

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Other 1994 Finest cards worth checking

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Grading Cal Ripken Jr. [Refractor] #235 — FAQ

Is Cal Ripken Jr. [Refractor] #235 worth grading?

A Grade 9.5 Cal Ripken Jr. [Refractor] #235 sells for $220 against $96.71 raw: a $123 spread, 2.3× the ungraded price. Even a PSA 9 ($200) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

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